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Member
faze2988
Posts: 5
Registered: ‎12-03-2009

4th BOA CLI!!

so i thought i would share my experience with boa jus incase anyone was wondering how boa were with clis..i started with a limit of $2500 and for 4 months in a row i asked for CLIS. from $2500-$3500...$3500-$5000...$5000-$8000...and finally $8000-$11000...so im guessin they dont have a limit of clis u can ask for lol?? i remember one time calling the backdoor cuz i got impatient to wait cuz they rarely give instant decisions and the lady mentioned somethin bout me having a savings account with them..so i guess that helped alot.

Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012

Re: 4th BOA CLI!!

Wow! Congrats! That's fantastic!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Established Contributor
YahComb
Posts: 592
Registered: ‎03-10-2012

Re: 4th BOA CLI!!

i hope you were able to get a few on soft pulls lol. I love BOA because they have been generous with the CLIs, despite the relatively short time between requests, but i hate that they love to hard pull so much. i've got 3 inquiries from them from april-october last year just from CLIs.

EQ-730(06/30/14) TU-758(06/19/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 7.5K | Disc It 9K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 2.92yr AAOA: 24.8 mo
Contributor
wche
Posts: 112
Registered: ‎01-29-2013

Re: 4th BOA CLI!!

congrats! were they all SPs or HPs?

BoA Better Rewards: 5K | Citi Forward: 8.6K | Chase Freedom: 5.4K | Discover IT: 7K | Amex BlueSky: 12.4K | Chase IHG: 5K | Barclays Arrival: 4K | Chase CSP: 10K

TU FICO 755
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: 4th BOA CLI!!


faze2988 wrote:

so i thought i would share my experience with boa jus incase anyone was wondering how boa were with clis..i started with a limit of $2500 and for 4 months in a row i asked for CLIS. from $2500-$3500...$3500-$5000...$5000-$8000...and finally $8000-$11000...so im guessin they dont have a limit of clis u can ask for lol?? i remember one time calling the backdoor cuz i got impatient to wait cuz they rarely give instant decisions and the lady mentioned somethin bout me having a savings account with them..so i guess that helped alot.


You are making me want to waste an inq to get BOA card. LOL

 

Anyway, congrats! AWESOME! :smileylol:

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Blogger
HiLine
Posts: 2,831
Registered: ‎10-19-2012

Re: 4th BOA CLI!!


faze2988 wrote:

so i thought i would share my experience with boa jus incase anyone was wondering how boa were with clis..i started with a limit of $2500 and for 4 months in a row i asked for CLIS. from $2500-$3500...$3500-$5000...$5000-$8000...and finally $8000-$11000...so im guessin they dont have a limit of clis u can ask for lol?? i remember one time calling the backdoor cuz i got impatient to wait cuz they rarely give instant decisions and the lady mentioned somethin bout me having a savings account with them..so i guess that helped alot.


Never heard of anyone successfully requesting CLI's with such a high frequency! :catvery-happy:

When are you going to stop? :smileyfrustrated:

Regular Contributor
Bay_Area_Joe
Posts: 243
Registered: ‎10-05-2012

Re: 4th BOA CLI!!

Every CLI from B of A has resulted in a HP for me on TU.

$ 197,650 IN TOTAL CREDIT LINES.
MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: 4th BOA CLI!!

Very nice increases, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Super Contributor
CS800
Posts: 6,547
Registered: ‎04-07-2008

Re: 4th BOA CLI!!

Got a CLI from BOA last week and it was a SP as shown on my EX report.





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