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4th BOA CLI!!

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faze2988
Member

4th BOA CLI!!

so i thought i would share my experience with boa jus incase anyone was wondering how boa were with clis..i started with a limit of $2500 and for 4 months in a row i asked for CLIS. from $2500-$3500...$3500-$5000...$5000-$8000...and finally $8000-$11000...so im guessin they dont have a limit of clis u can ask for lol?? i remember one time calling the backdoor cuz i got impatient to wait cuz they rarely give instant decisions and the lady mentioned somethin bout me having a savings account with them..so i guess that helped alot.

Message 1 of 9
8 REPLIES 8
MovingForward_2012
Valued Contributor

Re: 4th BOA CLI!!

Wow! Congrats! That's fantastic!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 2 of 9
YahComb
Established Contributor

Re: 4th BOA CLI!!

i hope you were able to get a few on soft pulls lol. I love BOA because they have been generous with the CLIs, despite the relatively short time between requests, but i hate that they love to hard pull so much. i've got 3 inquiries from them from april-october last year just from CLIs.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 3 of 9
wche
Regular Contributor

Re: 4th BOA CLI!!

congrats! were they all SPs or HPs?

Message 4 of 9
armbenderc
Valued Contributor

Re: 4th BOA CLI!!


@faze2988 wrote:

so i thought i would share my experience with boa jus incase anyone was wondering how boa were with clis..i started with a limit of $2500 and for 4 months in a row i asked for CLIS. from $2500-$3500...$3500-$5000...$5000-$8000...and finally $8000-$11000...so im guessin they dont have a limit of clis u can ask for lol?? i remember one time calling the backdoor cuz i got impatient to wait cuz they rarely give instant decisions and the lady mentioned somethin bout me having a savings account with them..so i guess that helped alot.


You are making me want to waste an inq to get BOA card. LOL

 

Anyway, congrats! AWESOME! Smiley LOL

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 5 of 9
HiLine
Blogger

Re: 4th BOA CLI!!


@faze2988 wrote:

so i thought i would share my experience with boa jus incase anyone was wondering how boa were with clis..i started with a limit of $2500 and for 4 months in a row i asked for CLIS. from $2500-$3500...$3500-$5000...$5000-$8000...and finally $8000-$11000...so im guessin they dont have a limit of clis u can ask for lol?? i remember one time calling the backdoor cuz i got impatient to wait cuz they rarely give instant decisions and the lady mentioned somethin bout me having a savings account with them..so i guess that helped alot.


Never heard of anyone successfully requesting CLI's with such a high frequency! Cat Very Happy

When are you going to stop? Smiley Frustrated

Message 6 of 9
Bay_Area_Joe
Frequent Contributor

Re: 4th BOA CLI!!

Every CLI from B of A has resulted in a HP for me on TU.

About 600k in Credit Lines
CSP 29.9k, Citi DP 58.5k, Chase Sams MC 20k, Amex Hilton Surpass 35.6k, Hawaii Air 26k, Discover More 56k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 63.3k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 50k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 7 of 9
Epcot
Valued Contributor

Re: 4th BOA CLI!!

Very nice increases, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 8 of 9
CS800
Super Contributor

Re: 4th BOA CLI!!

Got a CLI from BOA last week and it was a SP as shown on my EX report.




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