No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@JinglongRN wrote:
I just recently opened an account on these cards. I am trying to rebuild my credit. no BK just serious deliquency re past CC. When can I expect a cli frm them? also when do i get qualified for major cc frm banks. thank u )
Welcome to the forum
We will need more info about your profile to help with the major CC question
TU was 656 when I applied for barclay and got denied. I had many inquiries since april..got approved with 8 cards. My Fico TU on May 21 dropped to 571 ;(, Fico Eq is 636, wamart fico is 650.
If you just opened up 8 cards last month, I would definately stop RIGHT NOW!
Let them age on your report for 8-12 months before considering anything else. Which cards did you get?
@JinglongRN wrote:TU was 656 when I applied for barclay and got denied. I had many inquiries since april..got approved with 8 cards. My Fico TU on May 21 dropped to 571 ;(, Fico Eq is 636, wamart fico is 650.
You need to garden for 6-12 months due to the recent drop in scores from all your app's
During that time you will be building positive history, aging cards / INQ's while scores are climbing
YMMV but it usually takes about 4-5 months before they return to the same levels before your spree
Just in case you have any baddies work on them while your gardening
@myjourney wrote:
@JinglongRN wrote:TU was 656 when I applied for barclay and got denied. I had many inquiries since april..got approved with 8 cards. My Fico TU on May 21 dropped to 571 ;(, Fico Eq is 636, wamart fico is 650.
You need to garden for 6-12 months due to the recent drop in scores from all your app's
During that time you will be building positive history, aging cards / INQ's while scores are climbing
YMMV but it usually takes about 4-5 months before they return to the same levels before your spree
Just in case you have any baddies work on them while your gardening
^^^^^^^++1 time to pickup your seedling!!!
@JinglongRN wrote:
i hav kohls, cap1, on, gap, walmart, 76 card, a&e, a&f.
Yes gardening means no more app's
Cap1 try EO office if its over 6 months old
Walmart wait until 4th statement cuts call credit solutions number
76 card others will have to chime in
Not sure what a&e and a&f is ?