Reply
Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011

AMEX 3x cli Approved!!!!! though a bit over the 61mark

[ Edited ]

Yesterday I called and requested a 3x increase on my Costco True Earnings AMEX.  It was approved and I am quite overjoyed.:smileysurprised:

 

 

 Reasons being;

I have a 32% utilization across the board.  I do not pay this card in full and I've only had it since the end of Aug.  My card balance was over half the limit when I requested the increase.  My fico scores have dropped almost 70 points since I started using my cards for new home repairs.  All of these factors were racing through my mind.  I decided to give it a try anyway. Man! Am I glad I did.

 

Awesome outcome.  Never could of got here without* all the triumphs and trials of the participants on this board:smileywink:


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Valued Contributor
Epcot
Posts: 2,760
Registered: ‎10-10-2012

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Wow.. Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 780 EX 770 TU 774
App free since 4/11/13
Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Thanks.  I am quite excited and still shocked considering the factors involved.:smileyhappy:


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Congrats!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Congrats

Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Big congrat


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
armbenderc
Posts: 1,337
Registered: ‎09-11-2012

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark


JusdoNit wrote:

Yesterday I called and requested a 3x increase on my Costco True Earnings AMEX.  It was approved and I am quite overjoyed.:smileysurprised:

 

 

 Reasons being;

I have a 32% utilization across the board.  I do not pay this card in full and I've only had it since the end of Aug.  My card balance was over half the limit when I requested the increase.  My fico scores have dropped almost 70 points since I started using my cards for new home repairs.  All of these factors were racing through my mind.  I decided to give it a try anyway. Man! Am I glad I did.

 

Awesome outcome.  Never could of got here without* all the triumphs and trials of the participants on this board:smileywink:


What is your CL before the CLI?

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Repo-ed
Posts: 2,949
Registered: ‎02-09-2012

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

that's pretty crazy they let it fly
Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

I know right. LOL, but I'll take it and some more if they give it to me:smileywink:


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Congrats!!! What was your CL before and what is it now?


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+