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Contributor
bobvette
Posts: 78
Registered: ‎02-04-2012

AMEX BCP Approval!

Decided to apply for an Amex BCP about 3 days after my Ch. 7 BK fell off my report. I hit the submit button and got the "7-10 Day" message, I waited about 10 minutes and checked the application status was was approved, called in and found out my credit line was 10K!  Awesome I know!  However, it gets better, I thought I had an Amex gold card way back when I was young, like 18 young, and sure enough, the backdated my card to 1991, talk about helping my AAoA, sweet!  Finally, I also got my free Experian Fico score, which wasn't too bad, it was a 730. Glad to be back in the Amex family.

AMEX BCP $26,600 CSP $12,000 Pen Fed Plat Rewards $12,000 Citi Thank You Preferred $10,500 Chase Freedom $10,000
Delta CU $10,000 Cap 1 X 2 $7,500 AMEX TE $2,000
HSN $1,700 Kohls $1,000 BBRZ $700

Starting Score: EQ-592 TU-606
Current Score: EQ-728 TU-730
Goal Score: 725

Take the FICO Fitness Challenge

Valued Contributor
daybreakgonesXe
Posts: 1,559
Registered: ‎11-17-2012

Re: AMEX BCP Approval!

Congrats!!! Here's to continuing to rebuild and get your scores up high! :smileyhappy:

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $7k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k

EQ FICO 742 Credit Karma (TU) 762 Transrisk 856/990 Credit Sesame (EX) 797 Credit.com (EX) 793 VantageScore 3.0 759 Quizzle (EQ) 758
Valued Member
LOC
Posts: 39
Registered: ‎06-27-2012

Re: AMEX BCP Approval!

Congratulations!!!




Starting Score: 565
Current Score: 660
Goal Score: 780

Regular Contributor
patsfan1453
Posts: 199
Registered: ‎11-04-2012

Re: AMEX BCP Approval!

Congrats! You could go for a charge card now and it would only be an SP if your denied!

Chase Sapphire Preferred 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 4k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k
Total CLs: 26,900
AU BCP
In my wallet: CSP, Freedom
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: AMEX BCP Approval!

Congrats!

 

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Contributor
bobvette
Posts: 78
Registered: ‎02-04-2012

Re: AMEX BCP Approval!

I wondered about that, should I call them or apply online?

AMEX BCP $26,600 CSP $12,000 Pen Fed Plat Rewards $12,000 Citi Thank You Preferred $10,500 Chase Freedom $10,000
Delta CU $10,000 Cap 1 X 2 $7,500 AMEX TE $2,000
HSN $1,700 Kohls $1,000 BBRZ $700

Starting Score: EQ-592 TU-606
Current Score: EQ-728 TU-730
Goal Score: 725

Take the FICO Fitness Challenge

Regular Contributor
patsfan1453
Posts: 199
Registered: ‎11-04-2012

Re: AMEX BCP Approval!

I applied online, no extra HP.

Chase Sapphire Preferred 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 4k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k
Total CLs: 26,900
AU BCP
In my wallet: CSP, Freedom
Valued Contributor
Epcot
Posts: 2,760
Registered: ‎10-10-2012

Re: AMEX BCP Approval!

Very nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 780 EX 770 TU 774
App free since 4/11/13
Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012

Re: AMEX BCP Approval!

Congrats!! 

Regular Contributor
Mustangfrank
Posts: 193
Registered: ‎07-17-2012

Re: AMEX BCP Approval!

Good Stuff !!

That Amex Back Dating is going to really help your scores and futre applications for other cards.

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)

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