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Thanks all!!! Just to throw in there that I asked for a CLI from my Credit Union; went from an initial $500 limit in January to $5k today and it dropped my APR to 11%. Preparing for a CSP or Barclays Arrival.
@CreditRookie22 - FPB was reporting incorrectly and that was killing my credit. I'm not going to bash them or anything like that because you can make the best out of any card with responsible usage, so in your situation, you really shouldn't have an issue.
I know right?! Now if I can get some of that CSP love, I will be good to go.
Great job!! Thanks for sharing!
Sooooooooo
I decided that I liked the PRG and wanted to go for that and got approved. Since both cards waived the AF, I'm going to keep both open but I'm going to make more use of the PRG, especially since I qualified for the points bonus and I actually spend quite a lot on groceries and gas. After the year, I'm probably going to to apply for the EveryDay card and close the Gold Card but the PRG is definitely a keeper.