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AMEX PRG APPROVED!

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lazylane
New Contributor

AMEX PRG APPROVED!

I just applied online (after finding out that the application that I did 4 days ago over the phone with a csr did not exist) and it was instantly approved. My TU fico was 744. I'm super excited to get my card in 7-10 business days Smiley Tongue

Message 1 of 14
13 REPLIES 13
rtw
Established Contributor

Re: AMEX PRG APPROVED!

Congrats! You may want to try for one of their revolvers. It will be the same credit pull if you applioed today. The Delta Gold is supposedly the easiest to get approved for.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 2 of 14
lazylane
New Contributor

Re: AMEX PRG APPROVED!

Thanks! And that's very tempting...very tempting indeed.. Smiley Very Happy

Message 3 of 14
09Lexie
Moderator Emerita

Re: AMEX PRG APPROVED!

Message 4 of 14
LS2982
Mega Contributor

Re: AMEX PRG APPROVED!

CONGRATS!!!

 

Go for that revolver!! Good luck!!!

 

 




EQ FICO 548 3/3/16
Message 5 of 14
rtw
Established Contributor

Re: AMEX PRG APPROVED!

+1


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 6 of 14
armbenderc
Valued Contributor

Re: AMEX PRG APPROVED!


@LS2982 wrote:

CONGRATS!!!

 

Go for that revolver!! Good luck!!!

 

 


Yup for the same HP, worth it to me.. Your scores are good enough for BCE/P if you like or SPG. Unless you want Delta.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 7 of 14
boomhower
Valued Contributor

Re: AMEX PRG APPROVED!


@rtw wrote:

Congrats! You may want to try for one of their revolvers. It will be the same credit pull if you applioed today. The Delta Gold is supposedly the easiest to get approved for.


That is certainly YMMV and not always going to happen.  Myself and many others have been hit with two when doing the charge/revolver combo on the same day.

Message 8 of 14
Express
Frequent Contributor

Re: AMEX PRG APPROVED!

Congrats! Smiley Very Happy  Welcome to the Amex Family!

CL $408,200
Message 9 of 14
LS2982
Mega Contributor

Re: AMEX PRG APPROVED!

Are you going for the revolver OP??? If you wait any longer you may incur a 2nd HP.




EQ FICO 548 3/3/16
Message 10 of 14
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