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@rarj13 wrote:I have ben trying to decide whether it was worth it to app for the BCP when I already had the Sallie Mae MC. I had a hard time justifying the annual fee of $75 but when i checked today for preselected offers, there was an offer sitting there for the Blue Cash preffered card. - $250 reward for spending 1000 in 90 days.
Applied and approved for 12,400. I wonder if I can still do the 3x CLI...
In my excitement I also applied for the Chase slate card so that I could also transfer a balance from my Sallie Mae card so that I can use it again.
Also approved but at a low 2500. I called in for a CLI and discoved that chase hadn't approved me for the 0% balance tranfer promotion.
So i closed the card and transfered the balance to my Freedom card. I still have to wait to November to make it a Visa Signature but the 5500 is much better than the 3000 I had.
All in all, not a bad day.
I think one or more of the chase CSR's in the new card department like telling people they didn't get the zero percent for x month deals I was told the same thing over a year ago, and found out later I had the zero percent deal, I think they dislike dealing with BT's over the phone so they just tell people they didn't get the deal, who would BT at 21.99%
Update:
I called back and the csr informed me that the first guy I talked to was confused.
Because I called the same day, she said when he looked at the card he saw the 17 percent instead of the 0% which shows up the next day. Very weird...
Anyway she reinstated the card with the same limit and offered me overnight shipping for free and then I took the hard pull for a CLI to 25k.
I doubt that I will get that since my highest is 13k but hopefully they will match the limits I have.
Declined for CLI because too much new credit
Should I recon?
Congrats!!!!!
@rarj13 wrote:Declined for CLI because too much new credit
Should I recon?
If it would not take another HP, I don't see any harm on doing recon. Also they may not have known your high limit of BCP (as of yet since the card is newly approved) and so it would be great to do manual recon and explain to see if they match or go higher than BCP.
Congrats, nice limit