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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011

Re: APPROVED Amex PR Gold Card 7yrs post bk

Credit champion or Sal....

What are the exec numbers or emails in case u need them I'm June... Please send me with instant message

Thanks

Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011

Re: APPROVED Amex PR Gold Card 7yrs post bk

In case U need then... Sorry

Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: APPROVED Amex PR Gold Card 7yrs post bk

Congrats! Your determination paid off! I wonder if they will backdate you?

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
New Contributor
RashShakur
Posts: 53
Registered: ‎11-13-2011

Re: APPROVED Amex PR Gold Card 7yrs post bk

Congrat's on your approval. Could you please Pm me the email address or  a good phone number?

 

Thanks,

Rash

Regular Contributor
rudy0720
Posts: 196
Registered: ‎08-10-2012

Re: APPROVED Amex PR Gold Card 7yrs post bk

I am 8 1/2 years out of BK and was denied in October with no issues since BK

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Chase Southwest Visa Signature-6K, Discover IT-$ 7K, Capital One-$5K, Capital One-$4K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, AMEX Hilton Honors $5K,AMEX Everyday-$5K, Fidelity Amex-$10K, Capital One QS- 10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012

Re: APPROVED Amex PR Gold Card 7yrs post bk

Congrats! Great success story.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 698 (my FICO 07/08/14) TU: 693(07/08/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
New Visitor
Sharkleberryfinn
Posts: 1
Registered: ‎12-14-2012

Re: APPROVED Amex PR Gold Card 7yrs post bk

Hi, I am new to the forums, but the advice I have gotten from lurking has been gold!:smileyhappy:

 

I am going on 4 years past BK...I had a Jet Blue branded amex with a $4,400 limit that was included in my BK...not sure how much I burned them for...those were bad times.

 

So is it safe to asume then that I I wait 4 more years, keeping my nose clean, it will be possible to get an Amex again? I really miss that card.

Established Contributor
Cdnewmanpac
Posts: 767
Registered: ‎01-16-2012

Re: APPROVED Amex PR Gold Card 7yrs post bk

First, this thread is old, so not sure he is still monitoring. But you should read what he did to get this. He basically went to war with Amex and has a very large income, which he mentioned repeatedly. I don't think it is "safe" to assume you will also succeed. It might be better to say that if you are more than 7 years post-bankrupcy and are prepared to be a total pain in the ass to Amex repeatedly, and you have a very high income, you might succeed in getting another Amex. You will need to decide if that is worth the effort.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.

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