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Amex 3 for 3 this morning

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fixingitohio
Contributor

Amex 3 for 3 this morning

I've been in the rebuilding phase for about 8 months.  My goal was to get back in with Amex for business travel.

 

Today, I hit my objectives (3 for 3).

 

Platinum Charge - Instant

Delta Gold - Instant ($1000 CL)

PRG - Pending further review, 2 minutes later approval email came

 

Platinum and Delta for Business Travel

PRG with AU's for daily spend, gas, etc.

 

Waited forever for a SW alert to pop with my 2% utilization,it never happened.

 

Scores at time of approval (all myFICO pulls) 695 TU / 725 EQ / 673 EX

1 open collection (d**n you Asset Acceptance)

2 current revolving lines (2300 total with 2% util)

 

 

Life is good and the myFICO community is awesome!

 

Off to polish some more for that 61 day CLI!

 

 


Starting Score: 640 TU / 593 EQ / 596 EX (3/1/13)
Current Score: 695 TU / 725 EQ / 673 EX (11/7/13)
Goal Score: 720 across the board


Take the myFICO Fitness Challenge
Message 1 of 8
7 REPLIES 7
coldnmn
Mega Contributor

Re: Amex 3 for 3 this morning

Great Job! Thanks for Sharing. Congrats ! !

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 8
fixingitohio
Contributor

Re: Amex 3 for 3 this morning

One other data point.

 

I checked my MPM pulls afterwards.  They only did one HP for all 3 on EX.

 

3 cards @ 1 HP = Good Day!

 

Added DW at time of app to the PRG, no HP

 

 


Starting Score: 640 TU / 593 EQ / 596 EX (3/1/13)
Current Score: 695 TU / 725 EQ / 673 EX (11/7/13)
Goal Score: 720 across the board


Take the myFICO Fitness Challenge
Message 3 of 8
myjourney
Super Contributor

Re: Amex 3 for 3 this morning

Congrats X3 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 8
yudeology101
Senior Contributor

Re: Amex 3 for 3 this morning

Congratulations!  3 for 3 is awesome!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 5 of 8
09Lexie
Moderator Emerita

Re: Amex 3 for 3 this morning

Message 6 of 8
Irisa
Senior Contributor

Re: Amex 3 for 3 this morning

Congrats x3!

Message 7 of 8
PyRo189
Valued Member

Re: Amex 3 for 3 this morning

How did you get all 3 approved same day, I was told for security they have to wait 4 days before looking at other application.

Message 8 of 8
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