Reply
Established Contributor
Ravensfan2001
Posts: 556
Registered: ‎11-10-2012

Re: Amex BCE approval for student

Thanks everyone!

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (7/13/14): TU 675 | EX 605 | EQ 631
Goals: 680 across the board by 3/2015. Credit freeze x 3 on 10/16/13. Inqs - EX(31➡️29); EQ(36➡️34); TU(27➡️24)... Last app 7/13/14 for auto loan...Scores are WAY down for high utilization and inquiries. gardening now!
*** Homeowner 9/27/13***
Blogger
HiLine
Posts: 2,836
Registered: ‎10-19-2012

Re: Amex BCE approval for student


grubs wrote:
Do you think I have a shot at the BCE?
Full time student, part time employee: $10,149 annually

Three open accounts: ge/autocare store card:$1500(3/11), golden one student visa $1000(8/11), citi student foward $1300(2/12)

AAOA--1 year 6 months
Experian inquiries 5 total, most recent nov. 2012 others are over a year old.
Perfect payment history, no negative reports whatsoever.
Utilization 1% on one card other two have no balance.
No fico score but credit karma is at 730, credit sesame is at 721
Any advice would be appreciated

Definitely. Give it a try!

 

Valued Member
grubs
Posts: 85
Registered: ‎11-13-2012

Re: Amex BCE approval for student

Thanks guys! Ill give it a try next month
Established Contributor
Ravensfan2001
Posts: 556
Registered: ‎11-10-2012

Re: Amex BCE approval for student

Last update:

 

American Express BCE came in the mail today. $2000 CL.

 

He's joining me in the garden.


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (7/13/14): TU 675 | EX 605 | EQ 631
Goals: 680 across the board by 3/2015. Credit freeze x 3 on 10/16/13. Inqs - EX(31➡️29); EQ(36➡️34); TU(27➡️24)... Last app 7/13/14 for auto loan...Scores are WAY down for high utilization and inquiries. gardening now!
*** Homeowner 9/27/13***

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+