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Hi I have had Amex card for past 3 years or so start with 10k and a year latter it went up to 12k.. Now it is at 12k for a long long time... I just want to get another 5k in CLI, what would be the best approach to do that?
Thanks in advance.
Log on to your account with them and click the CLI button.
Request a limit of $25k.
Thanks that was easy... will try it out soon.
Let us know the results.
If you credit profile is in good shape you should be good to go for the full 25k.
My util on the card is low around $500 on amex and 3k in total (1.5k in revolving at 0%apr) with 22k Total credits. I have no immidiate need for credit just thought If I can get better upper limit that will help me with the 1.5k that I am revoling for better UTIL ratio to help the score. Makes sense?
I am kinda lasy to get out of my bed to get the card... it is asking for the 4 digit security number on the card. Will try it out soon and will let you know here. btw is it a soft or hard pull?
Likely no pull.
They will just use a soft pull that they already have on file.
Excellent, armed will all these information I am gona try it out tomorrow morning.
Good night guys.
$25k is the new CL!!!
Maybe I should have asked for more , I was bit skeptical on 100% increase in CL but I guess it was long pending for me.
Before requesting for CLI, I tested with spending ability, I put in 20k and it was approved... not sure if this is any indicator though.
Thanks everyone!
@voidman wrote:$25k is the new CL!!!
Maybe I should have asked for more , I was bit skeptical on 100% increase in CL but I guess it was long pending for me.
Before requesting for CLI, I tested with spending ability, I put in 20k and it was approved... not sure if this is any indicator though.
Thanks everyone!
Where's the party?
Grats!