Reply
Frequent Contributor
Exonumist
Posts: 497
Registered: ‎07-03-2012

Re: Amex Delta and Green Approved!!! Need Assistance!

Also I should add that I was given a choice between quite a few different cards. Blue, BCE, BCP, BS, BSP, Hilton, and Starwood. The AF at least in my case didn't seem to matter... 



Current Scores: TU 773 (5/30/14), EX 755 (4/20/13), EQ 732 (3/25/14)
Goal Scores: 780+
Last App: March 21, 2014
Moderator
09Lexie
Posts: 24,395
Registered: ‎09-13-2012

Re: Amex Delta and Green Approved!!! Need Assistance!

In general, you can't PC an AF to a non AF and vice versa under 12 mos.
Mega Contributor
Creditaddict
Posts: 18,814
Registered: ‎10-23-2007

Re: Amex Delta and Green Approved!!! Need Assistance!


Default4 wrote:

I just PCd my Delta Gold to a regular Blue at about the six month mark. I'm not sure why your being told one year. Did you get a sign up bonus on the Delta? 


Is this your only Amex Account?

I know once you have an account past 12 months you can PC others after just 30 days from last PC.

you should be able to pc the delta because it has AF... give it a month and then try or something if you REALLY don't want Delta.

 

congrats on the card but that's still so weird that they decline a blue and then approve delta so HIGH!!

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Frequent Contributor
Exonumist
Posts: 497
Registered: ‎07-03-2012

Re: Amex Delta and Green Approved!!! Need Assistance!


Creditaddict wrote:

Default4 wrote:

I just PCd my Delta Gold to a regular Blue at about the six month mark. I'm not sure why your being told one year. Did you get a sign up bonus on the Delta? 


Is this your only Amex Account?

I know once you have an account past 12 months you can PC others after just 30 days from last PC.

you should be able to pc the delta because it has AF... give it a month and then try or something if you REALLY don't want Delta.

 

congrats on the card but that's still so weird that they decline a blue and then approve delta so HIGH!!


I also have a Green charge card, but it won't be a year old until August... So I have no idea.



Current Scores: TU 773 (5/30/14), EX 755 (4/20/13), EQ 732 (3/25/14)
Goal Scores: 780+
Last App: March 21, 2014
Regular Contributor
HeilFico
Posts: 221
Registered: ‎02-03-2013

Re: Amex Delta and Green Approved!!! Need Assistance!


Creditaddict wrote:

Default4 wrote:

I just PCd my Delta Gold to a regular Blue at about the six month mark. I'm not sure why your being told one year. Did you get a sign up bonus on the Delta? 


Is this your only Amex Account?

I know once you have an account past 12 months you can PC others after just 30 days from last PC.

you should be able to pc the delta because it has AF... give it a month and then try or something if you REALLY don't want Delta.

 

congrats on the card but that's still so weird that they decline a blue and then approve delta so HIGH!!


 

The Delta and the Green were approved within a day of one another. I wanted to try for a revolver because of the SP if denied. (for being a pre-existing cardholder) I really want the BCE/BCP. lol

Moderator
09Lexie
Posts: 24,395
Registered: ‎09-13-2012

Re: Amex Delta and Green Approved!!! Need Assistance!

The BCE has no AF, perhaps if OP wants the BCP instead, he/she could PC earlier than 12 mos

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+