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Regular Contributor
HeilFico
Posts: 229
Registered: ‎02-03-2013
0

Amex Delta and Green Approved!!! Need Assistance!

[ Edited ]

First off I want to thank each and every poster on these forums. Without the wealth of information given here, I would never be in the position I find myself! I've obtained a Green Charge and Delta Skymiles today. Originally app'd for the BCE after the Green and was denied! (This is with a spotless record and roughly 715 Fico) Feeling undeterred I wanted to try the Delta before heading to the garden. I hear so much about it being easier to obtain and SP if denied, so I bit. Needless to say I was approved and for a generous 7k. I called a few mins ago and asked a general question about PC'ing and the rep said I needed to wait one year. (He didn't bring up my accounts)

 

I've seen people on here do it early, so I want to hear stories! Do I need to wait for the card then send a secure message?

Moderator
09Lexie
Posts: 25,834
Registered: ‎09-13-2012
0

Re: Amex Delta and Green Approved!!! Need Assistance!

Congrats on your approvals and welcome to the Amex family! Generally, speaking, you will need to wait 12 mos to PC. Are you trying to go from a Delta to BCE?
Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: Amex Delta and Green Approved!!! Need Assistance!

Congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Regular Contributor
HeilFico
Posts: 229
Registered: ‎02-03-2013
0

Re: Amex Delta and Green Approved!!! Need Assistance!

Thanks!

 

Yes, trying to PC Delta to BCE. :smileyhappy:

Frequent Contributor
GaTech
Posts: 374
Registered: ‎02-10-2013
0

Re: Amex Delta and Green Approved!!! Need Assistance!


HeilFico wrote:

First off I want to thank each and every poster on these forums. Without the wealth of information given here, I would never be in the position I find myself! I've obtained a Green Charge and Delta Skymiles today. Originally app'd for the BCE after the Green and was denied! (This is with a spotless record and roughly 715 Fico) Feeling undeterred I wanted to try the Delta before heading to the garden. I hear so much about it being easier to obtain and SP if denied, so I bit. Needless to say I was approved and for a generous 7k. I called a few mins ago and asked a general question about PC'ing and the rep said I needed to wait one year. (He didn't bring up my accounts)

 

I've seen people on here do it early, so I want to hear stories! Do I need to wait for the card then send a secure message?


Congrats! You need to wait 1 year because Delta Gold has an anual fee and BCE doesn't.

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Regular Contributor
HeilFico
Posts: 229
Registered: ‎02-03-2013
0

Re: Amex Delta and Green Approved!!! Need Assistance!

[ Edited ]

GaTech wrote:


HeilFico wrote:

First off I want to thank each and every poster on these forums. Without the wealth of information given here, I would never be in the position I find myself! I've obtained a Green Charge and Delta Skymiles today. Originally app'd for the BCE after the Green and was denied! (This is with a spotless record and roughly 715 Fico) Feeling undeterred I wanted to try the Delta before heading to the garden. I hear so much about it being easier to obtain and SP if denied, so I bit. Needless to say I was approved and for a generous 7k. I called a few mins ago and asked a general question about PC'ing and the rep said I needed to wait one year. (He didn't bring up my accounts)

 

I've seen people on here do it early, so I want to hear stories! Do I need to wait for the card then send a secure message?


Congrats! You need to wait 1 year because Delta Gold has an anual fee and BCE doesn't.




What if I pc'd to BCP?

Epic Contributor
Creditaddict
Posts: 20,794
Registered: ‎10-23-2007
0

Re: Amex Delta and Green Approved!!! Need Assistance!

You were denied Blue today? but got Delta for $7k?

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Amex Delta and Green Approved!!! Need Assistance!

I love Amex. Congrats
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Regular Contributor
HeilFico
Posts: 229
Registered: ‎02-03-2013
0

Re: Amex Delta and Green Approved!!! Need Assistance!


Creditaddict wrote:

You were denied Blue today? but got Delta for $7k?


Yes, I find it VERY odd. To add insult to injury when I applied for both the Green and Delta, the reps did their jobs. They verified my identity via my bank or phone number since I have a fraud alert. (I keep it on purpose for piece of mind and update it every 3mos) The rep I spoke with for the BCE did not verify anything. Just asked me for general information. Aside from not doing his job, I guess he didn't think I was worthy...lol The Delta rep couldn't even believe it. He was telling me that maybe I had a baddie. I then reminded him the report was pulled just last night and was identical to what he was looking at. :smileyvery-happy:

 

 

06/25/13
AMERICAN EXPRESS PREFERRED REWARDS GREEN CARD
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. 
If you requested a balance transfer to this card,click here to view the status of that transfer
06/26/13
BLUE CASH EVERYDAY(SM)
Declined
To view the full decision details click here
06/27/13
DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. 
If you requested a balance transfer to this card,click here to view the status of that transfer
Established Contributor
Exonumist
Posts: 592
Registered: ‎07-03-2012
0

Re: Amex Delta and Green Approved!!! Need Assistance!

I just PCd my Delta Gold to a regular Blue at about the six month mark. I'm not sure why your being told one year. Did you get a sign up bonus on the Delta? 



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