Amex Green Approval Baby!!!

[SunriseEarth]

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@bigboytoys26 wrote:

I'm super elated to have just been approved for my first Amex card. I decided on the green because per the forums, it appeared to be easier to get. I applied today with a 660 EX Fico score. I have 3-4 chargeoffs on my report from 2010. I have 2 paid judgments on my file (these wont fall of until 2018)..one of which is for $11k. I literally flipped a coin to decide if I was going to take a chance and submit the app.I'm glad I went for it!!! I've been rebuilding for the past year and a half. I started at a 530 fico score across the board for the most part. I have 4 active cards on my report... cap1 with a $2500 limit, cap1 with a $750 limit, cap1 with a $500 limit, and a $250 credit limit card from my credit union. I keep my util under 20% at the time of the closing dates. I'm  hoping to get a revolver from Amex next.

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Welcome to the AMEX family!   Congrats on all of your success and hope you build up that internal AMEX score for a future revolver!

[uswala]

Congrats!

[bobbay]

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@bigboytoys26 wrote:

I'm super elated to have just been approved for my first Amex card. I decided on the green because per the forums, it appeared to be easier to get. I applied today with a 660 EX Fico score. I have 3-4 chargeoffs on my report from 2010. I have 2 paid judgments on my file (these wont fall of until 2018)..one of which is for $11k. I literally flipped a coin to decide if I was going to take a chance and submit the app.I'm glad I went for it!!! I've been rebuilding for the past year and a half. I started at a 530 fico score across the board for the most part. I have 4 active cards on my report... cap1 with a $2500 limit, cap1 with a $750 limit, cap1 with a $500 limit, and a $250 credit limit card from my credit union. I keep my util under 20% at the time of the closing dates. I'm  hoping to get a revolver from Amex next.

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And so it begins...

Congrats.  I see you did finally get the Delta card as well.  Nice work!

[lanakane]

Yeah I was going to mention you could get the revolving on the same HP as the charge... or that's what "they" have been saying round these parts  You beat me to it!

Congrats!!

So you got approved with a 660 EX FICO?  Is that what Amex pulls, just Experian?

[EMax]

Congrats on both of your Amex approvals!

[babyeyes00]

Congrats and welcome to the AMEX family

[bigboytoys26]

Thanks! Yes, I was approved for both the amex green charge and the delta gold revolver with a 660 Experian score. Amex only hard pulled Experian.

[Longroad]

Congrats OP. Feels good to finally be in.