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Valued Member
Zanarov
Posts: 43
Registered: ‎10-02-2012

Another Delta Card :p

So my recent WF CLI just posted and I decided to go ahead and apply for the Delta card, I got the 14 days message -checked a few minutes later and:

 

01/17/13
DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. 
If you requested a balance transfer to this card,  to view the status of that transfer

I called in and my given limit was 2k - So I hope to get it to 6k with the 61 day CLI (Highly unlikely though) 

 

AAoA is 5 months CK score was 675, Vantage 764. 

Unemplyed Student- income 15k

(4 months history with Zync 800-1000 per month)

Highest limit WF Student 2.2k 

 

 

 

Established Member
LostTime
Posts: 46
Registered: ‎01-08-2013

Re: Another Delta Card :p


Zanarov wrote:

So my recent WF CLI just posted and I decided to go ahead and apply for the Delta card, I got the 14 days message -checked a few minutes later and:

 

01/17/13
DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. 
If you requested a balance transfer to this card,  to view the status of that transfer

I called in and my given limit was 2k - So I hope to get it to 6k with the 61 day CLI (Highly unlikely though) 

 

AAoA is 5 months CK score was 675, Vantage 764. 

Unemplyed Student- income 15k

(4 months history with Zync 800-1000 per month)

Highest limit WF Student 2.2k 

 

 

 


Congrats, why do you think your 3X is unlikely?

Amex Delta Gold $8,000 - Discover IT $1,250 - Citi Foward $2,000 - Capital One $300 - Banana Republic $300 - Walmart $300
Valued Contributor
MsLadyRover
Posts: 2,727
Registered: ‎03-14-2012

Re: Another Delta Card :p

Congratulations on your approval!

Seems like AMEX is approving a lot of Delta cards.  I want one soooo bad but I'm in the garden trying to avoid the temptation!



Starting Score: 639 (Walmart TU)
Current Score: TU 699 (myFICO) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Valued Member
Zanarov
Posts: 43
Registered: ‎10-02-2012

Re: Another Delta Card :p

Thanks, the reason I don't think I will get the CLI is because of low income and status as a unemployed student -6k would put me above the magic 5k limit and for some reason I can't imagine that happening so soon.

 

Other then that, I plan on asking for a PC at 4-6 months to the BCE (I read that they will do PC to a non AF card after 4months or so) 

Established Member
LostTime
Posts: 46
Registered: ‎01-08-2013

Re: Another Delta Card :p


Zanarov wrote:

Thanks, the reason I don't think I will get the CLI is because of low income and status as a unemployed student -6k would put me above the magic 5k limit and for some reason I can't imagine that happening so soon.

 

Other then that, I plan on asking for a PC at 4-6 months to the BCE (I read that they will do PC to a non AF card after 4months or so) 


I could be wrong but I Thought it was after 12-13 months. I think you will probably have a good shot at the 3X or at the very least a healthy counteroffer. As long as you treat the card well and have a good usage and payment history for the next two months I would think you would be fine. 

Amex Delta Gold $8,000 - Discover IT $1,250 - Citi Foward $2,000 - Capital One $300 - Banana Republic $300 - Walmart $300
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Another Delta Card :p

Congrats on the approval, once 61 days pass give the 3x increase a shot, you never know! :smileywink:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Member
Zanarov
Posts: 43
Registered: ‎10-02-2012

Re: Another Delta Card :p

[ Edited ]

Its 13 months to transfer to something with a Annual Fee, if there's no fee involved they can do a PC at any time.

 

This is one of the threads that mention it:

Link

 (It's a older one, I know I read somthing within the last month)

 

I couldn't find the ones that go more in depth but they're around here somewhere.

 

I will definitely give the 3x CLI a shot, I mean it's a soft pull so hey :smileyvery-happy:

Also- I love backdating..My newest card will now be my oldest card by one month :smileytongue:

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Another Delta Card :p

Congrats


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