Hello family....I have been helping my in laws with their credit....got most of the bad stuff off.have 3 medical collections left. credit report shows 7 paid judgments from 2008. we have applied and received a shell card, best buy card, credit one and barclays over the last 5 months. Scores are Ex- 690, Eq- 619 and transunion- 645. He started in the low 500s...this was 5 months ago.....applied for a car loan with NFCU and CCard yesterday and was approved for both..10k CCard and 30k for car loan..hard work pays off....He is in the garden....it is true knowledge is power...love this website it has allowed me to help several people. Thanks myfico.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17