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Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011

App/CLI spree results! UPDATED!!!

[ Edited ]

Well, I folded. I was determined to stay app free until 2013, my last apps occuring back in February of this year. I'm a recent graduate and was wanting to wait until my career took off before applying, but I couldn't stand it. :smileyhappy:

 

Started out with Citi CLI's. I requested CLI's on both my Forward and Dividend. First was the Forward...requested $5,000 extra on a $2,000CL. I was offered $700 with NO credit pull, so I took it. There was an option to request more but I figured I'd take this small increase for now and save myself the inquiry --so I technically didn't leave the garden here! 

 

Next was Citi Dividend. Same story, pretty much. Requested $5,000 more, but this time got offered an $800 increase with no hard pull. I took it and saved the inquiry. Now at this point I was on fire and couldn't stop :smileylol:

 

So I decided to request an increase for my BoA 123 Cash Rewards. It's at $800 and I requested $4,000 (I figured shoot high and hopefully get a counter offer) but I got the message that I needed to call in. I'll probably do that tomorrow, but I've heard this occurs many times when requesting CLI's with them. So the jury is still out on this one.

 

Finally, I app'd for the ever so elusive AMEX BCE. I've wanted this card for so long but been denied each time. I've have my Zync now for over a year (opened in Sept or Oct of 2011) so I figured what the hell, it's a soft pull if denied so I'll go for it. Initially I got the 10-14 day message and I thought oh ****, I pushed my luck too far. But then I decided to go to the online check status and...APPROVED! Doesn't say with the CL is or interest rate but I really don't care at this point. :smileylol:

 

I wanted to try for an increase on my Discover and Chase cards but I didn't see the option available online. The Discover one says they can't process my request and to call in as soon as I click on the luv button, before even entering my info. And with Chase I don't even see an option online to request an increase. Weird.

 

Anyway I'm satisfied. Now I have to wait and see what happens with the BoA card and how much my AMEX limit will be, but I'm stoked!

 

Now back to the garden!

 

BCE approval.jpg

 

 

 

***see my two updates in my posts below!

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Regular Contributor
SisterGirl
Posts: 192
Registered: ‎11-17-2012

Re: App/CLI spree results!

Very nicely done ! Keep up the good work....I'm so happy for your progress.

 

SisterGirl

New Contributor
jllunas
Posts: 74
Registered: ‎08-03-2012

Re: App/CLI spree results!

Congrats! Great Job!

Transunion 698
Equifax 713
Experian 700
Goal Score 750
HWLBA
Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011

Re: App/CLI spree results!

Thanks guys :smileyhappy: Feels good.

 

Oh and to update further, I applied for the Citi ThankYou Preferred card a few hours ago and was approved for $2,000 CL. Citi has been hounding me with pre-approvals for this card (I counted --I got SIX approvals for the TY Preferred in the last couple months) so I bit and got it. A little -for lack of a better word- disappointed that I didn't get anything higher, but I am thrilled with the approval and it's definitely a card I can grow with. 


Citi has been very good to me and I plan on giving them a lot of my business now and in the future. :smileyhappy:

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Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011

Re: App/CLI spree results!

HOLY CRAP GUYS!!!!! I just logged into my BoA account just to see if anything changed and...I NOW HAVE A $5,000 CREDIT LIMIT!!!!!!!

 

 

SO THRILLED! My highest limit to date! I guess I put in $5,000 on the request and not 4. Now I'm wondering how much I could have gotten out of them! :smileytongue: 

 

I'm not sure who they pulled as I haven't gotten an alert yet, but it shouldn't matter because I have no baddies on any of my reports. Gahh I still can't believe it! :smileyvery-happy:

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Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011

Re: App/CLI spree results!

Super Nice!!! Congrats.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: App/CLI spree results!

That's awesome!  Congrats on your CLIs and on your approval for Citi TY and Amex!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Contributor
knoregs
Posts: 567
Registered: ‎06-04-2012

Re: App/CLI spree results!


FloridaState12 wrote:

HOLY CRAP GUYS!!!!! I just logged into my BoA account just to see if anything changed and...I NOW HAVE A $5,000 CREDIT LIMIT!!!!!!!

 


Damn... You are ON FIRE!!!!   Congrats!

 

~kn

 


EQ: ??? (No Current)
EX: ??? (No Current)
TU: 667 (Discover FICO) 6/12/14

Last App 12/17/13... In Garden 'till July/August '14
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: App/CLI spree results! UPDATED!!!

Z O M G, Amex BCE....:smileysurprised: I want one in January. BCE/P

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
kevinjjc
Posts: 1,299
Registered: ‎01-14-2009

Re: App/CLI spree results! UPDATED!!!

Congrats on all the approvals! But I'm a little bit confused LOL ... Why didn't you wait until Jan 2013 to get the AmEx BCE for optimal backdating?


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