Reply
Valued Contributor
maiden_girl
Posts: 2,098
Registered: ‎12-29-2011
0

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Nice spree :smileyhappy: Congrats on the approvals!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011
0

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's


LilNYC wrote:

 

tennisfan78 wrote:
When Discover approved you, did they send your EQ score by mail?

Yes, just got the letter from Discover in the mail today, exactly 1 week after my approval- 694 Fico (EQ) but it doesn't list the items that impacted my score the way Amex letters do. Funny, you're asking b/c I just read your post on the Discover thread & was going to ask you what score they gave you on your approval. BTW, congrats on your Discover approval! Happy you pulled the trigger & it turned out well for you. Your CL is even better than mine! 

Btw- Discover won't tell you your score over the phone, I trIed. They told which report they pulled but that's it.


 


Thanks!!! I was not going to apply for it, but your post in the other thread made me think a bit more, and then I decided to go for it last night.  It didnt show me my score online, so I will have to wait for it in mail. My EQ was at 702 a month ago, but since then I had 2 inquiries (one for the auto loan approval and the second one for possibly discover), so it may take a hit. But, oh well, I am not planing to apply for anything anytime soon. Time to garden for sometime. 

 

Are you planning to PC to Discover IT or just wait? 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Valued Member
DailyDriver
Posts: 38
Registered: ‎09-12-2012
0

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Congrats!  Those are some good cards with good limits.

Citi Forward $6K l Citi Dividend World Mastercard $7K l Discover More $12K l Chase Freedom $4K l Amex Hilton HHonors $5.3K l NFCU GoRewards Visa 12.5K l Barclay US Airways World Mastercard $8K
Regular Contributor
cowboyguy
Posts: 197
Registered: ‎07-26-2012
0

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Congrats :smileyhappy:

 

What was your FICO score at the time of applying for these cards?

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Amazing app spree!  Congrats on your success and on the success of your having the patience to wait until your report was ready for the app :smileyhappy:

 

Way to go!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
New Contributor
LilNYC
Posts: 184
Registered: ‎07-08-2012
0

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

@Cowboy- My most recent known credit scores are in my siggy. I have to wait for letters from Amex & Barclay's to find out what my EX & TU scores were at the time of my apps. Amex & Chase pulled EX. Discover pulled EQ- 794 (as per Discover, not understanding the stingy CL w/ that score but whatever) Barclay's pulled TU. My credit profile at the time of my apps.: 1 baddy on TU (other 2 are spotless)- paid tax lien of $350 from over 3.5 yrs ago. 2 inquiries on EQ & TU, 3 on EX Overall util around 23% 3 cards with util at 43-45% each Oldest acct 10.9 yrs (backdated Amex) Newest acct - 1 month (2 accts) 5 new accts within the past 8 months Perfect payment history No loans/mortgages/car leases A few really old AU accts Hope that helps.
Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
New Contributor
LilNYC
Posts: 184
Registered: ‎07-08-2012
0

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Thanks, Webhopper. Waiting for my reports to update before apping was the hardest part.
Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+