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App Spree Success!

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1083690
Established Member

App Spree Success!

I've been wanting to do an app spree for a while to add some cards to the stable since I only had 3, but wanted to wait until I got approved for an auto loan at DCU first. 

I was going to wait until I paid off the balance on my cards which amounted to @ 25% util, but against better reasoning I took the gamble and got the following results.

 

So in chronological order:

  1. 4/15 - DCU Auto Loan - $30K
  2. 4/15 - DCU Platinum Visa - $7.5K
  3. 4/16 - AMEX BCP - $11K (I couldn't believe it. This was my largest CL to date and am excited at the 3X CLI in 61 days)
  4. 4/16 - SallieMae World - $4K (Dissapointed at low CL, and contemplated stopping the app spree at this point.......ok maybe not....not a denial yet)
  5. 4/16 - Chase Freedom - $9K (Very pleased at the CL. An hour went by and I remembered I had an invitation pending to #6)
  6. 4/16 - Marriott Rewards - $21K (Holy Isht...I can't believe this yet. Largest CL ever)
  7. 4/16 - Lowes - $15K (I tought, if I'm going to the garden, I better pick up some gardening tools at Lowes Smiley Wink....got approved online for $3K, immediately called to request $15K ...and approved) <----EDIT

Needles to say, I'm super stoked. 2 years ago I applied for my first non AU cards, started with small CLs that have grown decently from 2K to 7-9K Last year I apped for my first ever Rewards CC (Discover IT)..and now I have a few more Smiley Very Happy

 

Not to sound greedy, but I had one more card I wanted to app for: either an AMEX Every Day or the Costco Card (but not today), or the Lowes CC - mostly due to the large starting CL that people report upon recon. I don't know what to do; should I stop now or do 1 final app before going to the garden for a year? 

 


So now that I've added my 6th and final CC app, off to the garden I go.

 

 

Message 1 of 14
13 REPLIES 13
-Wade-
Valued Contributor

Re: App Spree Success!


@1083690 wrote:

I've been wanting to do an app spree for a while to add some cards to the stable since I only had 3, but wanted to wait until I got approved for an auto loan at DCU first. 

@I was going to wait until I paid off the balance on my cards which amounted to @ 25% util, but against better reasoning I took the gamble and got the following results.

 

So in chronological order:

  1. 4/15 - DCU Auto Loan - $30K
  2. 4/15 - DCU Platinum Visa - $7.5K
  3. 4/16 - AMEX BCP - $11K (I couldn't believe it. This was my largest CL to date and am excited at the 3X CLI in 61 days)
  4. 4/16 - SallieMae World - $4K (Dissapointed at low CL, and contemplated stopping the app spree at this point.......ok maybe not....not a denial yet)
  5. 4/16 - Chase Freedom - $9K (Very pleased at the CL. An hour went by and I remembered I had an invitation pending to #6)
  6. 4/16 - Marriott Rewards - $21K (Holy Isht...I can't believe this yet. Largest CL ever)

Needles to say, I'm super stoked. 2 years ago I applied for my first non AU cards, started with small CLs that have grown decently from 2K to 7-9K Last year I apped for my first ever Rewards CC (Discover IT)..and now I have a few more Smiley Very Happy

 

Not to sound greedy, but I had one more card I wanted to app for: either an AMEX Every Day or the Costco Card (but not today), or the Lowes CC - mostly due to the large starting CL that people report upon recon. I don't know what to do; should I stop now or do 1 final app before going to the garden for a year? 

 

 


Congrats on your success Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 14
gdale6
Moderator Emeritus

Re: App Spree Success!


@1083690 wrote:

I've been wanting to do an app spree for a while to add some cards to the stable since I only had 3, but wanted to wait until I got approved for an auto loan at DCU first. 

@I was going to wait until I paid off the balance on my cards which amounted to @ 25% util, but against better reasoning I took the gamble and got the following results.

 

So in chronological order:

  1. 4/15 - DCU Auto Loan - $30K
  2. 4/15 - DCU Platinum Visa - $7.5K
  3. 4/16 - AMEX BCP - $11K (I couldn't believe it. This was my largest CL to date and am excited at the 3X CLI in 61 days)
  4. 4/16 - SallieMae World - $4K (Dissapointed at low CL, and contemplated stopping the app spree at this point.......ok maybe not....not a denial yet)
  5. 4/16 - Chase Freedom - $9K (Very pleased at the CL. An hour went by and I remembered I had an invitation pending to #6)
  6. 4/16 - Marriott Rewards - $21K (Holy Isht...I can't believe this yet. Largest CL ever)

Needles to say, I'm super stoked. 2 years ago I applied for my first non AU cards, started with small CLs that have grown decently from 2K to 7-9K Last year I apped for my first ever Rewards CC (Discover IT)..and now I have a few more Smiley Very Happy

 

Not to sound greedy, but I had one more card I wanted to app for: either an AMEX Every Day or the Costco Card (but not today), or the Lowes CC - mostly due to the large starting CL that people report upon recon. I don't know what to do; should I stop now or do 1 final app before going to the garden for a year? 

 

 


Very nice run, grats Smiley Happy  IMO 6 new accounts is enough for the moment put the card on your list for the next spree.

Message 3 of 14
Jess21
Frequent Contributor

Re: App Spree Success!

Congrats on all of your approvals!!! i would say go for it because the inquiries show on the CR JUST DO IT lol

Equifax: 676 (myfico) Experian: 683(myfico) TransUnion: 689 (Barclays)

Current Goal: 700
Message 4 of 14
coldnmn
Mega Contributor

Re: App Spree Success!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 14
Bluegoldkeys
Valued Member

Re: App Spree Success!

wow congrats!!


Amex EX FICO: 744 GE TU FICO: 716 Gardening:
Amex Everyday 5.5k | Amex BCE 2k | Citi DP 6k | Amazon Rewards 2.5k | Walmart DC 1.2k | Best Buy Rewards 4k | Cap1 QSone 1k | NYMCU .5k
Message 6 of 14
1083690
Established Member

Re: App Spree Success!

Thanks everyone!

 

Edited my original post to add my final app, a Lowes CC. Originally approved for 3K, but did an immediate CLI request for $15K and it was approved...yay!

Message 7 of 14
DrZoidberg
Established Contributor

Re: App Spree Success!

Congrats. That's one hell of a spree.

Message 8 of 14
Kenny
Moderator Emeritus

Re: App Spree Success!

Congrats on your successes!
Message 9 of 14
seeyouthere
New Contributor

Re: App Spree Success!

congrats!!!!!

Message 10 of 14
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