No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
i want a world mastercard elite so bad .. applied for citi world mastercard but im still waiting to hear and when i called they said ill just have to wait .. tempted to apply to this one
@Creditaddict wrote:Anyone have more than 3 INQ and 4+ new accounts in last 6 months and got approved for the card?
Instant or Recon?
Limit approved? Is that more/less than most of your others?
I had 7 new accounts in past year (about 5 of them in past 6-7 months) and about 4/5 inquiries on TU when I applied. I was initially denied (not instant) for too many accounts when I talked to rep. I reconed and was approved. TU was about 720's.
@Duncanrr wrote:
@Creditaddict wrote:Anyone have more than 3 INQ and 4+ new accounts in last 6 months and got approved for the card?
Instant or Recon?
Limit approved? Is that more/less than most of your others?
I had 7 new accounts in past year (about 5 of them in past 6-7 months) and about 4/5 inquiries on TU when I applied. I was initially denied (not instant) for too many accounts when I talked to rep. I reconed and was approved. TU was about 720's.
and they gave you $5k on the non elite?
What is your average or next limit above and below them?
@Creditaddict wrote:and they gave you $5k on the non elite?What is your average or next limit above and below them?
Yup. Got the World MC with them with 5k CL. My other cards are as follows: (In order I acquired them)
1. Cap1 Secured - 2k CL
2. WF Secured - 1k CL
3. AMEX Zync - NPSL
4. AMEX Delta - 6k CL
5. Walmart Discover - 5.4k CL
6. Chase Amazon Visa - 2.3k CL
7. Chase Freedom Visa - 1.5k CL
8. NFCU Flagship Siggy Visa - 25k CL
9. Discover IT - 6k CL
10. BCP - 8.6k CL
11. Barclay Arrival (AF) World MC - 5k CL
With Chase being so low on my CL list and me wanting CSP, I decided to get the Arrival and farm my other cards for a while before I go for another Chase card. I want at least a 10k CL on CSP.
Thanks a lot everyone!!!
I will definitely call. I have no luck with instant approvals. The only instant approvals I've ever gotten was for Freedom, where I already had CSP and Chase Amazon and prior banking relationship with Chase, and Discover, where I had 0 inquiries on my EQ and everything was nice and pristine.
I am not sure if it's due to the fact that I'm self employed or I'm just not that trustworthy to the computer/bank
@improvingmycredit wrote:
Hey enharu!!! I've got my fingers crossed for you!
Please make sure to call the BackDoor number on Monday to expedite the app process. Barclays is very good about that!
I just pulled the trigger on this card and was approved 20K CL. When you get your approval- would you mind sharing if it's the World product or the World Elite? I'd great appreciate it. Best of Luck!!!
Edit: forgot- they pulled TU for me and almost always pull (99.9%) TU. if they need a 2nd- it's (99.9%) EX next.
Should I call this: Barclays: 866-408-4064 (Credit Analyst) or 18663691283?
Were you approved instantly?
I am hoping they didn't touch my EX at all. That will put me at 12 inquiries
@Creditaddict wrote:Anyone have more than 3 INQ and 4+ new accounts in last 6 months and got approved for the card?
Instant or Recon?
Limit approved? Is that more/less than most of your others?
I have 2 inquiries in the recent 2 years, though both were made around end of march 2013, and 1 new auto loan account reporting at 100% owed of orginal balance that was opened in Feb'13. Guess I need to recon and explain that as well.
Hopefully I get approved!
@09Lexie wrote:
Fingers crossed! I'm sure you'll be fine.
Seems like I have to add this one to my list for fall. 😉
Thanks a lot!!! What cards do you have in mind so far?
@darkfrosty wrote:i want a world mastercard elite so bad .. applied for citi world mastercard but im still waiting to hear and when i called they said ill just have to wait .. tempted to apply to this one
Which Citi card has the world mastercard elite? The Prestige?
If I am approved for this card, what are the requirements to get it switched to world elite MC? To be honest the only reason why I chose this card was that it is a 2% MC. I was tempted to go with Priceline which gives 2% but it's a visa, and Ron told me they might be downgrading the program soon.
Thanks a lot once again everyone!!!
@enharu wrote:Thanks a lot everyone!!!
I will definitely call. I have no luck with instant approvals. The only instant approvals I've ever gotten was for Freedom, where I already had CSP and Chase Amazon and prior banking relationship with Chase, and Discover, where I had 0 inquiries on my EQ and everything was nice and pristine.
I am not sure if it's due to the fact that I'm self employed or I'm just not that trustworthy to the computer/bank
@improvingmycredit wrote:
Hey enharu!!! I've got my fingers crossed for you!
Please make sure to call the BackDoor number on Monday to expedite the app process. Barclays is very good about that!
I just pulled the trigger on this card and was approved 20K CL. When you get your approval- would you mind sharing if it's the World product or the World Elite? I'd great appreciate it. Best of Luck!!!
Edit: forgot- they pulled TU for me and almost always pull (99.9%) TU. if they need a 2nd- it's (99.9%) EX next.Should I call this: Barclays: 866-408-4064 (Credit Analyst) or 18663691283?
Were you approved instantly?
I am hoping they didn't touch my EX at all. That will put me at 12 inquiries
@Creditaddict wrote:Anyone have more than 3 INQ and 4+ new accounts in last 6 months and got approved for the card?
Instant or Recon?
Limit approved? Is that more/less than most of your others?
I have 2 inquiries in the recent 2 years, though both were made around end of march 2013, and 1 new auto loan account reporting at 100% owed of orginal balance that was opened in Feb'13. Guess I need to recon and explain that as well.
Hopefully I get approved!
@09Lexie wrote:
Fingers crossed! I'm sure you'll be fine.
Seems like I have to add this one to my list for fall. 😉Thanks a lot!!! What cards do you have in mind so far?
@darkfrosty wrote:i want a world mastercard elite so bad .. applied for citi world mastercard but im still waiting to hear and when i called they said ill just have to wait .. tempted to apply to this one
Which Citi card has the world mastercard elite? The Prestige?
If I am approved for this card, what are the requirements to get it switched to world elite MC? To be honest the only reason why I chose this card was that it is a 2% MC. I was tempted to go with Priceline which gives 2% but it's a visa, and Ron told me they might be downgrading the program soon.
Thanks a lot once again everyone!!!
I had Citi Dividend World MC for over 10 years and I called to request for Elite World MC upgrade. It took 45 days to complete the upgrade.
Ron.
Here is the downgrade promotion for priceline.com Visa:
No more 2X points on everything purchase.
Ron.
Damn they're really removing it
https://www.pricelinevisa.com/ still reflects the 2% cashback.
Hopefully I get approved for the Arrival then :/