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Established Member
aimeelynne756
Posts: 16
Registered: ‎09-12-2010

Approval for Walmart card!

This is probably not a big deal to most people but I just got approved for a 500.00 walmart card.  I am just beginning to rebuild my credit and my score is only between 550-560. I only have one open credit card and i only have like 40.00 in available as of my last statement. I hadnt planned on trying for a new card until i paid it off. I am so happy this will be a big help in improving my available credit. Yay!!!!

Contributor
Mysticuno
Posts: 86
Registered: ‎07-25-2013

Re: Approval for Walmart card!

Congrats on your Wally card and best of luck on your rebuilding journey.


Starting Score: EFX 545, XPN 561, TU 539
Current Score: 4/3/14: 660 EFX (MyFico), 635 XPN , 680 TU
Closed on my new home 5/5/14!
New Contributor
Sedah
Posts: 56
Registered: ‎01-05-2014

Re: Approval for Walmart card!

Congrats on the approval! and Goodluck with your rebuilding!

Current Cards: NFCU Signature Cash Reward $12.5k 1.5% || NFCU OLOC $3k || AMEX True Earnings $1.2k 3% Gas 2% Dining & Travel || Walmart $1k || Barclay Apple $1.7k
Goal Cards: AMEX Blue Cash Preferred 6% Grocery 3% Gas & Dept. Stores || Chase Sapphire Preferred 2x Travel & Dining || Chase Freedom 5% category per quarter || Discover IT 5% category per quarter || PenFed Platinum Cash Rewards 5% Gas
Starting Score: 589 (2013Dec) Current Score: TU 751(Walmart FICO 201404) || EQ 726(NFCU 201405)|| EXP 652(AMEX 201403)
Goal Score: 700+ ALL Around
Valued Contributor
asphaltcowboy
Posts: 1,121
Registered: ‎02-03-2013

Re: Approval for Walmart card!

Congrats on the new approval!

Best of luck to you:smileyhappy:




Starting Score TU 667 EQ 663 EX 655
Current Score TU 694 EQ 692 EX 696 Last Update 8/2013
Garden Club 04/10/2013 (Goal 2015 or Longer)




Mega Contributor
coldnmn
Posts: 10,890
Registered: ‎08-08-2011

Re: Approval for Walmart card!

Congrats! Thanks for sharing and Good Luck in your journey.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
Valued Contributor
gdale6
Posts: 8,590
Registered: ‎12-13-2013

Re: Approval for Walmart card!


aimeelynne756 wrote:

This is probably not a big deal to most people but I just got approved for a 500.00 walmart card.  I am just beginning to rebuild my credit and my score is only between 550-560. I only have one open credit card and i only have like 40.00 in available as of my last statement. I hadnt planned on trying for a new card until i paid it off. I am so happy this will be a big help in improving my available credit. Yay!!!!


Grats on getting your Walmart card :smileyhappy:

EX Cred Ses 07/14: 770 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 738
TU Fico 8 07/14: 719; TU MPM 06/14 706
Valued Contributor
alvon123
Posts: 5,415
Registered: ‎09-24-2013

Re: Approval for Walmart card!

congrats

Mouse cursor over cards to see limits
Contributor
Jamielei24
Posts: 81
Registered: ‎05-14-2013

Re: Approval for Walmart card!

Wahoo!! When I started rebuilding, walmart was one of my first cards. I then app shopped GEMB cards and got my amazon store card and old navy. If you are looking to build your portfolio, I would recommend doing the same! 

Equifax 720 (myfico 06/09/14 upgraded)
TU 730 (myfico 06/06/14), TU 730 (Walmart 06/03/14)
Experian 727 (myfico 06/06/14), Experian 712 (PLUS) 06/06/14

NFCU Flagship $17,500, Chase Slate $7,500, Citibank Simplicity $2,400, Capitol One QS $3,750, Walmart $3,000, Old Navy Store Card $3,000, Amazon Store Card $2,000, Target Red Card $1,000, Victoria Secret $1,070, Red Canoe Credit Union (my personal CCU) $2,000
Valued Contributor
Gunnar419
Posts: 1,117
Registered: ‎01-23-2013

Re: Approval for Walmart card!

Congrats, for sure. And it doesn't matter if it would be a big deal or not for anybody else. It only matters that it's a big deal to YOU. :smileyhappy:

 

That's one of the things I like about the MyFico forums; there's a great sense that we're all in this together, that we all had to start somewhere, that most all of us have overcome problems, that every victory, small or large, deserves celebrating.

Valued Contributor
-Wade-
Posts: 11,572
Registered: ‎08-13-2013

Re: Approval for Walmart card!


aimeelynne756 wrote:

This is probably not a big deal to most people but I just got approved for a 500.00 walmart card.  I am just beginning to rebuild my credit and my score is only between 550-560. I only have one open credit card and i only have like 40.00 in available as of my last statement. I hadnt planned on trying for a new card until i paid it off. I am so happy this will be a big help in improving my available credit. Yay!!!!


Congrats on your approval :smileyhappy:

*** Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 808 (07/03/2014) myFico EX - 804 ( 07/08/2014 ) myFico TU - XXX ( xx/xx/xx ) Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 808 *** EX 804 ***
****** ****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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