Approvals

[Codert777]

I went app crazy recently.  I was approved for a Walmart Discover Card with a $1600 limit and the Discover It College Card with a $2000 limit. I applied for the Discover It College Card last year and was denied. Honestly I don't believe anything has changed since minus one purchase with my Macy's store card. The jury is still out on the Wells Fargo College Card and the Amazon Visa.

[Creditaddict]

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@Codert777 wrote:

I went app crazy recently.  I was approved for a Walmart Discover Card with a $1600 limit and the Discover It College Card with a $2000 limit. I applied for the Discover It College Card last year and was denied. Honestly I don't believe anything has changed since minus one purchase with my Macy's store card. The jury is still out on the Wells Fargo College Card and the Amazon Visa.

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call Chase: 888-245-0625 (Credit Analyst - Recons) for the chase amazon now. might just be security stuff and they will transfer you to that department if so and can usually get instant results.

[Jerry45]

Congrats. The Ageing of your Credit Lines is what changed, for the better

[MsLadyRover]

Congrats x2! Fingers crossed for Wells Fargo & Amazon.

[Codert777]

I just called and was declined for that one. My length of open accounts and student loans were the reason why. 

Edit: I'm probably going to be declined for the Wells Fargo one as well as I no longer have an account with them. 

[diebadcredit6504]

Congrats!

[Codert777]

Thanks everyone. 

[Jerry45]

Addict, not to go off topic, but do you have a good grasp on how Chase Works? Reason I ask, is I checked their pre approval site, and got pre qualified on the Freedom. Normally I would have applied off the bat, but oldest TL (3 Total) is only 9 months long.it seems like the most think 12 months to apply. Thanks for any info

[Creditaddict]

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@Codert777 wrote:

I just called and was declined for that one. My length of open accounts and student loans were the reason why. 

Edit: I'm probably going to be declined for the Wells Fargo one as well as I no longer have an account with them. 

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call back and ask them to reconsider!

tell them "you understand you don't have a lot of history but that's why you were hoping to get a card with chase now to build that relationship and save yourself from having to apply and get 6 small bank cards that will just later have to be closed to get the good card with chase for the long haul and you are okay with starting with a smaller $500-$1000 limit to show them you can handle the account."

[Creditaddict]

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@Jerry45 wrote:

Addict, not to go off topic, but do you have a good grasp on how Chase Works? Reason I ask, is I checked their pre approval site, and got pre qualified on the Freedom. Normally I would have applied off the bat, but oldest TL (3 Total) is only 9 months long.it seems like the most think 12 months to apply. Thanks for any info

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I find chase pre-qual online to be GOLD... I think I have seen it turn to a denial maybe once through here and im being genereous because i don't even think it was chase!