Valued Contributor
Posts: 8,835
Registered: ‎12-13-2013

Re: Approved Barclays, Chase, Discover!

Grats on your successful run :smileyhappy:

EX Cred Ses 07/14: 770 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 721
TU Fico 8 07/14: 719; TU MPM 06/14 706
Frequent Contributor
Posts: 285
Registered: ‎12-14-2013

Re: Approved Barclays, Chase, Discover!

Congrats x3 :smileyhappy:

EQ FICO 694 TU FAKO 712 EXP FICO 671 (Started rebuilding in Nov 2013, scores were low 500's, student loan charge-off's dating from 2011, all marked as paid on CRB's) 2% Utl
Chase United Mileage Plus $5,000/Citi AAdvantage $4,000/USAirways MC $5,000
NFCU cashRewards $10,000/Navcheck $10,000/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2,000/Gap $650/Barclay Rewards MC $1,000/Walmart $950/CareCredit joint $8,400 LOFT/Express/VS all $250/J.Crew $1050/True Value $950 /Nordstrom $500/Amazon$1400/Amex Hilton HHonors $1,000/Chase Amazon $500/Chase Freedom $2,000/Paypal MC $4,000

Senior Contributor
Posts: 3,188
Registered: ‎10-03-2008

Re: Approved Barclays, Chase, Discover!

Established Contributor
Posts: 756
Registered: ‎03-24-2013

Re: Approved Barclays, Chase, Discover!

Great choice of cards. congrats
Established Contributor
Posts: 511
Registered: ‎12-28-2012

Re: Approved Barclays, Chase, Discover!

Congrats you have an awesome line up....Treat them well!!!! 

My Wallet: Amex Express BCE $21,000, Amex Express Blue Sky $2,000, Discover $10,000, Chase Freedom $4,000, Capital One $3,250, Barclay $6,300 (AU), Jared $10,000, Pottery Barn $8,000, Sam's $8,500, Ashley's Furniture $6,000, Lowe's $4,000 (AU), Express Next $2,160, and Macy's Store Card (Joint Account) $1,300.

Last Application March 25, 2014. Score ranges 700+
Established Member
Posts: 44
Registered: ‎04-24-2014

Re: Approved Barclays, Chase, Discover!

Thank you for all the congrats!! I appreciate it. Wish I came to myfico and these forums alot sooner. Didn't  realize not having any credit cards was not a good thing when it comes to credit scores. I will use them responsibly. From what I understand I should always pay the balance in full?

P.S. I have one debt to take care of and it is my student loan debt. Defaulted, Unresolved on 8/2/96. Please se my "To Pay or To Rehab" post in the student laon thread if anyone has any advice on dealing with paying this off.


Thanks again all!

Let The Gardening Begin:
myFico Current Score (4/21/14): EX:626 (5/8/14): 656 (6/13/14):672
myFico Current Score (4/30/14): EQ:694 (7/7/14) 717
myFico Current Score (5/01/2014): TU:727
Discover (4/24/14) 659 (5/6/14) 683 (6/6/14) 697 (7/7/14) 722
Valued Contributor
Posts: 11,982
Registered: ‎08-13-2013

Re: Approved Barclays, Chase, Discover!

dman23 wrote:

Thanks for your advice Revelate. I will most definitely use the cards responsibly. They will be used strictly as a way to rebuild credit and improve my credit score. I went ahead and applied for 3 credit cards and went 3 for 3. I was approved for the Barclaycard Rewards Mastercard with a $1300 CL, Chase Freedom with a $2500 CL, and Discover it with an $1100 CL.

Thanks again.

Congrats on your approvals :smileyhappy:

*** Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 808 (07/03/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 808 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******

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