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New Contributor
dman23
Posts: 79
Registered: ‎04-24-2014
0

Approved Barclays, Chase, Discover!

[ Edited ]

Thanks for your advice Revelate. I will most definitely use the cards responsibly. They will be used strictly as a way to rebuild credit and improve my credit score. I went ahead and applied for 3 credit cards and went 3 for 3. I was approved for the Barclaycard Rewards Mastercard with a $1300 CL, Chase Freedom with a $2500 CL, and Discover it with an $1100 CL.

Thanks again.

myFico Current Score (4/21/14): EX:626 (5/8/14): 656 (6/13/14):672 (7/11/14) 697 (8/13/14) 700
myFico Current Score (4/30/14): EQ:694 (7/7/14) 717
myFico Current Score (5/01/2014): TU:727
Discover (4/24/14) 659 (5/6/14) 683 (6/6/14) 697 (7/7/14) 722 (8/10/14) 721
Established Contributor
mt2va
Posts: 532
Registered: ‎03-20-2009
0

Re: Need advice, should I apply for more than 1 cc?

Great job and impressive on the cards you were approved for with no other CC.  As others mentioned just use them responsibly and wait at least a year before you app for any others.  But certainly take advantage of the rewards you can generate with them as well.

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
Current (7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)



New Contributor
dman23
Posts: 79
Registered: ‎04-24-2014
0

Re: Need advice, should I apply for more than 1 cc?

Thank you

myFico Current Score (4/21/14): EX:626 (5/8/14): 656 (6/13/14):672 (7/11/14) 697 (8/13/14) 700
myFico Current Score (4/30/14): EQ:694 (7/7/14) 717
myFico Current Score (5/01/2014): TU:727
Discover (4/24/14) 659 (5/6/14) 683 (6/6/14) 697 (7/7/14) 722 (8/10/14) 721
Valued Contributor
BigBS
Posts: 2,214
Registered: ‎02-18-2014
0

Re: Need advice, should I apply for more than 1 cc?

Congrats on the approvals!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | Citi TY Pref WMC - $21.9K | Coldwater Creek MC - $15K | Discover it - $11.5K | FIA AMEX - $16K | Synchrony Bank/HH Gregg - $10K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K Last HP 24 Jul 14 - Gardening into 2015.
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Senior Contributor
KennyRS
Posts: 4,708
Registered: ‎01-15-2009
0

Re: Need advice, should I apply for more than 1 cc?

I agree with all said. GREAT JOB, dman23! You picked very well! :smileyhappy:
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:771(8/25) - EQ04:761(7/25) - EQ08:790(8/25) - TU08:795(8/25)
Goal Score: 800+
Frequent Contributor
JaB8199
Posts: 431
Registered: ‎12-14-2013
0

Re: Approved Barclays, Chase, Discover!

Congrats

NPSL$4.5K$3K$2.8K$2K$4K$4.8K$11,000
EDP$7K** NFCU LOC $15,000** FICO: EX: 702 EQ: 698 TU: 715 *as of 6/7/14
Valued Contributor
MsLadyRover
Posts: 2,811
Registered: ‎03-14-2012
0

Re: Approved Barclays, Chase, Discover!

Congrats x3!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Mega Contributor
coldnmn
Posts: 12,098
Registered: ‎08-08-2011
0

Re: Approved Barclays, Chase, Discover!

Congrats! Thanks for sharing.

 

 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /
Senior Contributor
alvon123
Posts: 6,280
Registered: ‎09-24-2013
0

Re: Approved Barclays, Chase, Discover!

congrats

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Established Contributor
popamode72
Posts: 758
Registered: ‎09-07-2013
0

Re: Approved Barclays, Chase, Discover!

Congratulations!

Currently in the garden. College sophomore (took a gap year between 2012-2013). Accounting major. Began my credit building journey in September of 2013. Current cards: Amex Green: NPSL, Chase SW Rapid Rewards Plus: $5k, Amex Gold Delta Skymiles: $4.2k, Amex EveryDay: $2.1k, Amazon Store Card: $1.9K, Paypal SC: $1.5K, WalMart Store Card: $1.2K Citi Forward: $1K, Wells Fargo Platinum: $700, CapOne Quicksilver: $500, Discover It: $500 Total CL: $18.6K Utilization: 6% Card considerations for next year: BOA Cash Rewards or the Sallie Mae Mastercard.

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