Congrat on the card and the CL!
@Express wrote:
@chnceit wrote:Had to jump on the Duck/Beaver Bandwagon!
Told the other half of this card that everyone is talking about and all these approvals with high staring CL's. So the other half applied Sunday evening and got the dreaded 7-10 day. Well thought denied. Then called in the AM. APPROVED! 15K Whoop!
Then I got jealous so I applied! Like others on the decision page it said approved, not CL so I couldn't wait for any snail mail so I called. Approved - 20K! My highest starting CL like EVER!
Doing the Happy Beaver Dance! LOL Whatever that is!
Thanks to this board for the info because I wouldn't have known about this card.
Back to the garden I go because my seed needs to grow!
Edit to correct my spelling
Congrats! On getting the two beavers!!
I just app and got the dreaded 7 to 10 day letter
Dont be sad, just call in and see what the hold up is! They probably just need more info or time to build the card 
@ZoomZoom22 wrote:
@chnceit wrote:
@lhcole77 wrote:
@chnceit wrote:
Thanks all!
These are all FAKO scores because I haven't pulled my reports in a while. I tried to be good from applying and knowing so I could grow my file.
Stats: Clean reports. Inquiries 4-6 on each report. UTI 4%. CK: 751 CS: 755. AAoA: 2.3 Years. Highest CL before approval 16K.Thanks for posting these. Seems to me that all posted approvals with high CL have had low UTL and high scores.
WTG!Seems to be true. Some with lower scores and higher UTI get lower CL's.
BTW! Thanks all! Doing the Beaver dance! LOL
Not so fast, not consistent with experiences here, nor my own. Thread here:
http://ficoforums.myfico.com/t5/Credit-Cards/Duck-card-approval-profiles/td-p/2510735
********************
@ZoomZoom22 wrote:FWIW I was approved with 33% util, however I am high earner.
Got congrats instant approval mesasge and says card will arrive 7-10 days (not to be confused with 7-10 day message).
My highest CL's are in the 30-50k range so I am interested to see what this one is since I have seen some high lines with people here with less profile than mine
I am quoting myself here ^^
I called in today to see what my credit line was on my approval and it was $20k
Thanks again to the forum here for a great thread that allowed me another high CL line.
As mentioned somewhat high UTIL at the moment (31% actually) but high earner.
Other notables:
INQ: 2 within past year
Aaa 7+ years
Oldest: 19 years
No baddies
EQ FICO as of last weekend: 768
There is one thing with credit cards and lenders. They are not consistent at all.
But hey congrats and thanks to everyone for celebrating with me. I appreciate it
@chnceit wrote:
@Express wrote:
@chnceit wrote:Had to jump on the Duck/Beaver Bandwagon!
Told the other half of this card that everyone is talking about and all these approvals with high staring CL's. So the other half applied Sunday evening and got the dreaded 7-10 day. Well thought denied. Then called in the AM. APPROVED! 15K Whoop!
Then I got jealous so I applied! Like others on the decision page it said approved, not CL so I couldn't wait for any snail mail so I called. Approved - 20K! My highest starting CL like EVER!
Doing the Happy Beaver Dance! LOL Whatever that is!
Thanks to this board for the info because I wouldn't have known about this card.
Back to the garden I go because my seed needs to grow!
Edit to correct my spelling
Congrats! On getting the two beavers!!
I just app and got the dreaded 7 to 10 day letter
Dont be sad, just call in and see what the hold up is! They probably just need more info or time to build the card
+1
My online app got messed up somehow and timed out so I didn't do anything with it (so as not to submit a 2nd one). Eventually, within a few days, they called me to verify some information and was approved. So, while some folks may get the 7-10 day processing message, it is not always a denial. Give it some time or call the number posted earlier.
@FinStar wrote:
@chnceit wrote:
@Express wrote:
@chnceit wrote:Had to jump on the Duck/Beaver Bandwagon!
Told the other half of this card that everyone is talking about and all these approvals with high staring CL's. So the other half applied Sunday evening and got the dreaded 7-10 day. Well thought denied. Then called in the AM. APPROVED! 15K Whoop!
Then I got jealous so I applied! Like others on the decision page it said approved, not CL so I couldn't wait for any snail mail so I called. Approved - 20K! My highest starting CL like EVER!
Doing the Happy Beaver Dance! LOL Whatever that is!
Thanks to this board for the info because I wouldn't have known about this card.
Back to the garden I go because my seed needs to grow!
Edit to correct my spelling
Congrats! On getting the two beavers!!
I just app and got the dreaded 7 to 10 day letter
Dont be sad, just call in and see what the hold up is! They probably just need more info or time to build the card
+1
My online app got messed up somehow and timed out so I didn't do anything with it (so as not to submit a 2nd one). Eventually, within a few days, they called me to verify some information and was approved. So, while some folks may get the 7-10 day processing message, it is not always a denial. Give it some time or call the number posted earlier.
Thanks' I'll get over it. I called the number to there credit department and was told they were reviewing my app and I would get a decision by mail within 7 to 10 days
CL $408,200
@chnceit wrote:Had to jump on the Duck/Beaver Bandwagon!
Told the other half of this card that everyone is talking about and all these approvals with high staring CL's. So the other half applied Sunday evening and got the dreaded 7-10 day. Well thought denied. Then called in the AM. APPROVED! 15K Whoop!
Then I got jealous so I applied! Like others on the decision page it said approved, not CL so I couldn't wait for any snail mail so I called. Approved - 20K! My highest starting CL like EVER!
Doing the Happy Beaver Dance! LOL Whatever that is!
Thanks to this board for the info because I wouldn't have known about this card.
Back to the garden I go because my seed needs to grow!
Edit to correct my spelling
How did you find out the limit? What number did you call? I called the main number and was told they couldn't give me that info
@jefftca925 wrote:
@chnceit wrote:Had to jump on the Duck/Beaver Bandwagon!
Told the other half of this card that everyone is talking about and all these approvals with high staring CL's. So the other half applied Sunday evening and got the dreaded 7-10 day. Well thought denied. Then called in the AM. APPROVED! 15K Whoop!
Then I got jealous so I applied! Like others on the decision page it said approved, not CL so I couldn't wait for any snail mail so I called. Approved - 20K! My highest starting CL like EVER!
Doing the Happy Beaver Dance! LOL Whatever that is!
Thanks to this board for the info because I wouldn't have known about this card.
Back to the garden I go because my seed needs to grow!
Edit to correct my spelling
How did you find out the limit? What number did you call? I called the main number and was told they couldn't give me that info
I called 1-855-604-3243 and just stated I was just approved for their CC and wanted to know my CL. They gave no hassle and are pretty nice.
@Express wrote:
@FinStar wrote:
@chnceit wrote:
@Express wrote:
@chnceit wrote:Had to jump on the Duck/Beaver Bandwagon!
Told the other half of this card that everyone is talking about and all these approvals with high staring CL's. So the other half applied Sunday evening and got the dreaded 7-10 day. Well thought denied. Then called in the AM. APPROVED! 15K Whoop!
Then I got jealous so I applied! Like others on the decision page it said approved, not CL so I couldn't wait for any snail mail so I called. Approved - 20K! My highest starting CL like EVER!
Doing the Happy Beaver Dance! LOL Whatever that is!
Thanks to this board for the info because I wouldn't have known about this card.
Back to the garden I go because my seed needs to grow!
Edit to correct my spelling
Congrats! On getting the two beavers!!
I just app and got the dreaded 7 to 10 day letter
Dont be sad, just call in and see what the hold up is! They probably just need more info or time to build the card
+1
My online app got messed up somehow and timed out so I didn't do anything with it (so as not to submit a 2nd one). Eventually, within a few days, they called me to verify some information and was approved. So, while some folks may get the 7-10 day processing message, it is not always a denial. Give it some time or call the number posted earlier.
Thanks' I'll get over it. I called the number to there credit department and was told they were reviewing my app and I would get a decision by mail within 7 to 10 days
Update, just called back and was approved for $20,000!!!! I think I'm going to love the Beaver!
@Express wrote:
@Express wrote:
@FinStar wrote:
@chnceit wrote:
@Express wrote:
@chnceit wrote:Had to jump on the Duck/Beaver Bandwagon!
Told the other half of this card that everyone is talking about and all these approvals with high staring CL's. So the other half applied Sunday evening and got the dreaded 7-10 day. Well thought denied. Then called in the AM. APPROVED! 15K Whoop!
Then I got jealous so I applied! Like others on the decision page it said approved, not CL so I couldn't wait for any snail mail so I called. Approved - 20K! My highest starting CL like EVER!
Doing the Happy Beaver Dance! LOL Whatever that is!
Thanks to this board for the info because I wouldn't have known about this card.
Back to the garden I go because my seed needs to grow!
Edit to correct my spelling
Congrats! On getting the two beavers!!
I just app and got the dreaded 7 to 10 day letter
Dont be sad, just call in and see what the hold up is! They probably just need more info or time to build the card
+1
My online app got messed up somehow and timed out so I didn't do anything with it (so as not to submit a 2nd one). Eventually, within a few days, they called me to verify some information and was approved. So, while some folks may get the 7-10 day processing message, it is not always a denial. Give it some time or call the number posted earlier.
Thanks' I'll get over it. I called the number to there credit department and was told they were reviewing my app and I would get a decision by mail within 7 to 10 days
Up date, just called back and was approved for $20,000!!!!
Whooop Whooop! Congrats! Happy Beaver dance too LOL
@chnceit wrote:
@Express wrote:
@Express wrote:
@FinStar wrote:
@chnceit wrote:
@Express wrote:
@chnceit wrote:Had to jump on the Duck/Beaver Bandwagon!
Told the other half of this card that everyone is talking about and all these approvals with high staring CL's. So the other half applied Sunday evening and got the dreaded 7-10 day. Well thought denied. Then called in the AM. APPROVED! 15K Whoop!
Then I got jealous so I applied! Like others on the decision page it said approved, not CL so I couldn't wait for any snail mail so I called. Approved - 20K! My highest starting CL like EVER!
Doing the Happy Beaver Dance! LOL Whatever that is!
Thanks to this board for the info because I wouldn't have known about this card.
Back to the garden I go because my seed needs to grow!
Edit to correct my spelling
Congrats! On getting the two beavers!!
I just app and got the dreaded 7 to 10 day letter
Dont be sad, just call in and see what the hold up is! They probably just need more info or time to build the card
+1
My online app got messed up somehow and timed out so I didn't do anything with it (so as not to submit a 2nd one). Eventually, within a few days, they called me to verify some information and was approved. So, while some folks may get the 7-10 day processing message, it is not always a denial. Give it some time or call the number posted earlier.
Thanks' I'll get over it. I called the number to there credit department and was told they were reviewing my app and I would get a decision by mail within 7 to 10 days
Up date, just called back and was approved for $20,000!!!!
Whooop Whooop! Congrats! Happy Beaver dance too LOL
Thanks!