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Established Contributor
Simply827
Posts: 650
Registered: ‎10-15-2012

Approved!: PayPal Extras Mastercard

I've had the app itch badly over the past couple of days. I though about apping for Chase Freedom and Discover It last night, but talked myself out of it.

 

Today I got an email telling me I still have a chance to get a 10 second decision on a PayPal MC. The message popped up earlier in the week on my PP account but I didn't pay it any mind. But after I got this email today and saw it was issued by GECRB I said what the hey, go for it. By the way, I was at the bar, but not yet drinking...does that fall under drapping???

 

I was instantly approved for a 2K limit, which I'm happy about since it's twice my current highest limit. Plus you all say GECRB is good for CLIs. They pulled TU with a 671 score, not sure if FICO or not. I'm closing Credit One this week and this is a good card to replace it with. I'll be redesigning my portfolio over the next few months and getting rid of my rebuilder cards.

 

What do you all use your points on? What's the best scenario for redemption?


Starting Score: 515
Current Score: EQ 667 EX 670 TU 683
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | DCU $5000 | Chase Freedom $4000 | Citi TYP $3500 | Barclay Ring $3500 | PayPal Extras MC $3000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Approved!: PayPal Extras Mastercard

Grats!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: Approved!: PayPal Extras Mastercard


Simply827 wrote:

I've had the app itch badly over the past couple of days. I though about apping for Chase Freedom and Discover It last night, but talked myself out of it.

 

Today I got an email telling me I still have a chance to get a 10 second decision on a PayPal MC. The message popped up earlier in the week on my PP account but I didn't pay it any mind. But after I got this email today and saw it was issued by GECRB I said what the hey, go for it. By the way, I was at the bar, but not yet drinking...does that fall under drapping???

 

I was instantly approved for a 2K limit, which I'm happy about since it's twice my current highest limit. Plus you all say GECRB is good for CLIs. They pulled TU with a 671 score, not sure if FICO or not. I'm closing Credit One this week and this is a good card to replace it with. I'll be redesigning my portfolio over the next few months and getting rid of my rebuilder cards.

 

What do you all use your points on? What's the best scenario for redemption?


Congrats, it's an awesome card and will get constant CLI it's GE!

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Approved!: PayPal Extras Mastercard


Simply827 wrote:

I've had the app itch badly over the past couple of days. I though about apping for Chase Freedom and Discover It last night, but talked myself out of it.

 

Today I got an email telling me I still have a chance to get a 10 second decision on a PayPal MC. The message popped up earlier in the week on my PP account but I didn't pay it any mind. But after I got this email today and saw it was issued by GECRB I said what the hey, go for it. By the way, I was at the bar, but not yet drinking...does that fall under drapping???

 

I was instantly approved for a 2K limit, which I'm happy about since it's twice my current highest limit. Plus you all say GECRB is good for CLIs. They pulled TU with a 671 score, not sure if FICO or not. I'm closing Credit One this week and this is a good card to replace it with. I'll be redesigning my portfolio over the next few months and getting rid of my rebuilder cards.

 

What do you all use your points on? What's the best scenario for redemption?


Congrats and in a drapping environment (bar) Hummmmm Lol

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
New Contributor
xcallmeclayx
Posts: 71
Registered: ‎05-10-2012

Re: Approved!: PayPal Extras Mastercard

Congrats! I have a PayPal Smart Connect account tied to my PayPal Bussiness Debit card which is nice because I accumulate 1% cashback on signed transactions. Does the PAyPal extras have cashback as well? And GE does give out good CLI. I've gotten atleast 3 on my Walmart and my PayPal since getting them


Starting Score 5/10/2012: EQ: 631 EX: 570 TU: 583
Current Score: EQ: 710 (MyFico) EX: 740 (CreditInform) TU: 709 (WalMart)
NEW Goal Score: 750 All Across 1st Goal: Achieved 6/7/2013 690 All Across


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Member
909901
Posts: 14
Registered: ‎04-03-2011

Re: Approved!: PayPal Extras Mastercard

I'm planning to cancel that card soon since I got the penfed cash rewards for gas (5% back as a statement credit each month), however GE has been generous in terms of CLIs (without even asking for them, also). It is a good card in that sense but there are other cards with better rewards in the same categories, and you earn less than one percent in the 'all else' category, while almost every other card will give you at least 1% back on any purchase.

 

I think it's 6,000 points for $50 cash, which is 2.5% back on gas or 1.6% back on paypal/ebay purchases. There are occasionally some 'sales'. I'm trying to zero out my points before closing the account and just recently got 3 Dunkin Donuts gift cards, each worth $15, for 500 points each (3% back on gas; 2% back on paypal/ebay, though I used the card almost exclusively for gas); if you're able to redeem for rewards that are 'on sale' you'll make out the best.

 

I would stick to using it for gas (assuming you don't have a better card for gas) and paypal/ebay purchases though, otherwise if you redeem for cash you will be doing so at 0.83% (less than 1 percent). Because you can consistently get 5% back on gas with Penfed and 2% back on anything with Priceline Visa I've decided to close this one whenever I get enough points - through gas - to redeem for one last item - probably a gift card - down to zero.

Established Contributor
Simply827
Posts: 650
Registered: ‎10-15-2012

Re: Approved!: PayPal Extras Mastercard

Thanks for that rewards breakdown 909901.


Starting Score: 515
Current Score: EQ 667 EX 670 TU 683
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | DCU $5000 | Chase Freedom $4000 | Citi TYP $3500 | Barclay Ring $3500 | PayPal Extras MC $3000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200
Regular Contributor
CarlosC88
Posts: 224
Registered: ‎03-19-2013

Re: Approved!: PayPal Extras Mastercard

I applied for this card, got a messge saying to call the number, i call the number but it only says if i want to access my paypal mastercard.. Is there another number i can call to get a update

*21 Years Old* Started my credit at age 19
TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $3,000 II American Eagle VISA - $2000 II Best Buy Mastercard - $300 II Kay Jewelers - $5,600

Regular Contributor
CarlosC88
Posts: 224
Registered: ‎03-19-2013

Re: Approved!: PayPal Extras Mastercard

Approved for $2,000!!! Woooohooo

*21 Years Old* Started my credit at age 19
TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $3,000 II American Eagle VISA - $2000 II Best Buy Mastercard - $300 II Kay Jewelers - $5,600

Established Contributor
CashOnDelivery
Posts: 502
Registered: ‎04-17-2013

Re: Approved!: PayPal Extras Mastercard

I got that same e-mail too. I am not sure if it's a Pre-Screened offer or Pre-Approved offer.


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

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