After swaying my decision back and forth of whether to apply or not, I decided to take a dive and hope for the best. After seeing while booking a room for my girlfriend and I on valentines day that if I signed up now I would get a $100 dollar statement credit after my first purchase on top of the free 2 night stay, I had to take a shot. Instant approval for $5k! My first card with Chase was my CSP back in October for $5k, and less than a month later my Freedom for $3k. I'm in shock! Next up, United MileagePlus in another 3-4 months!
chase is very wierd with credit wont give CLIs but will give $1000's in new credit...never got that
and CONGRATS
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500
Congrats on all the cards. Do you intend to keep all 3? I'm also curious why you want the united card with already having csp. Is the free bag benefit really worth $95? If you just intend to close them after a year, then I get it. But it seems like a lot of duplication across csp, Hyatt and united.
In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
I intend to probably keep the Hyatt for the free annual night (justifies the AF itself) and probably downgrade my Sapphire but I haven't decided if I'm going to downgrade for sure yet. I love the ability to transfer into partner programs with the CSP, which is exactly what I would do with the United sign up bonus and close it definitely before the AF hits. The signup bonus is really the only reason I'd get the United. The CSP and Hyatt are pretty good on their own to keep around I'd say.
Starting Score: EQ 717 EX 724 TU 736