Approved for Freedom-Denied Discover

[tennisfan78]

wow, congrats!!!  Those are very impressive Credit limits!!!

[Anonymous]

My credit score is fair, and I just got approved for a $5,500 credit line.  Also, 5K from Chase Freedom.  For the person whom relayed they were declined with e 800, plus credit score, I would use the backdoor number and discuss.  Would very well have been an error in the application.  

Looking on building my credit about 700...wish me luck

[Mustangfrank]

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@distantarray wrote:

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@Mustangfrank wrote:

Isn't it ?

Maybe they made a mistake.

A Computer glitch.

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you have a 800 score and your wondering **bleep**? lol I only imagine what you'd get with Navy Federal, I remember when I got my first 17k credit limit I was like O_O!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! i was on a high for a few days lol then I read the interest rate 5.99% I was like O_O!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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This afternoon I just verified that all my Real Fico scores were above 800.

I wonder how low my scores are going to go down now. LOL

I guess it really does not matter actually.

I have the cards I wanted to get.

0 to 800+ in 10 Months.

I could not have done it without all your help.

[patsfan1453]

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@Mustangfrank wrote:

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@LS2982 wrote:

Are you going to call Discover?? Why waste an INQ proably over just verifying info??

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I think maybe I will Quit while I am a head.

I went from no credit at all to way more than I need.

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You got a 30 day message right? That sounds like verifying info...I got that on my forward, called in and all they needed was a phone number! I was instantly approved for 3k (6x my highest limit at the time). So go for it! Its one call, and discover is great! The nicest CRs I've ever dealt with.

[distantarray]

[Mustangfrank]

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@Anonymous wrote:

My credit score is fair, and I just got approved for a $5,500 credit line.  Also, 5K from Chase Freedom.  For the person whom relayed they were declined with e 800, plus credit score, I would use the backdoor number and discuss.  Would very well have been an error in the application.  

Looking on building my credit about 700...wish me luck

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I paid in full and just let one card report 2%.

That seemed to get the highest bump 2% usage reporting.

If you need to use more credit you can make multiple payments before the due date.

I did that often but never more than tree payments a month.

You will see your scores rise quickly.

[patsfan1453]

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@distantarray wrote:

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Thats fantastic. haha

[Mustangfrank]

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@distantarray wrote:

DISTANTARRAY YOU ARE A RIOT.

LOL......LOL......LOL....

ROTFL

I can't stop laughing !!!!!!!!!

That is exactly what happened !!!!!

[improvingmycredit]

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@Mustangfrank wrote:

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@distantarray wrote:

call the recon line for Chase Sapphire, they don't like opening two accounts on the same day but you can talk them into it, if you have a checking with them use that as your leverage people have reported they didn't know you had one unless you tell them. I was able to recon no problem. Got both on same day with much less score than you =)

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UPDATE:

OK This is a bit overwhelming !!

I went to the Chase Site this evening and was checking my account and noticed that my newly approved Freedom account was all set up.

Before I leave the site I see the Chase Saphire Prefered card image all sparkly and Beckoning so I figure what the heck and clicked on it. (This is the Card I really wanted to begin with) To my surprise this time it allows me to fill out the application unlike this afternoon.

I hit the Apply button and INSTANT APPROVAL !!

I nearly spit water all over my MacBook Pro !

Here is the real crazy part......... my Credit Limit is (Drum Roll).................. $17,000.

That's not a Typo Seventeen Thousand Dollars.

I am going into the garden, locking the gate behind me and throwing the key down the well.

I think I need a drink.....(and I don't even drink)

Thanks Everyone it has been one Hell of a journey.

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 Congrats!!!  Didn't I tell you that you'd be pleasantly surprised!  I knew it'd be instant approval with a big limit!  I am very happy for you!

[Mustangfrank]

I guess I should although the Discover card was supposed to be my "Safety" card.

Turns out it might be the toughest catch yet.

I will follow up tomorrow.

My head is still realing and distantarray has me in stitches.