Re: Approved for Lowes - myFICO® Forums - 2648219

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Just $2000 on the phone to recon for more.

Message 1 of 12

11 REPLIES 11

Good luck. Tell them that you have a huge home project upcoming!

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU

Take the myFICO Fitness Challenge

Message 2 of 12

Congrats! Good Luck. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Message 3 of 12

I called 866-519-6441 asked for $5000 more got approved.

Total credit line $7000 now I can do my floors and take advantage of 84 payments + 5%off for regular use.

After approval I told myself man I should have asked for more $10k lol. Next CLI..

Message 4 of 12

@DeadSpider: Did you app in store or over the phone?

Barclay Rewards $6750

AMEX Green NPSL

BOA Cash Rewards VS $50500

AEO Visa $10000

Venture VS#1 $15000

Quicksilver VS $5000

Penfed Promise $46200

Chase Sapphire Pref. VS $16100

Freedom Unltd VS $21700

Sears MC $17600

Citi Double Cash $14000

Citi Premier MC $6700

Sportsman's Guide $23200

Wells Fargo Platinum $11300

NFCU Cash Rew. VS $41000

FNBO 1.5% Visa Sig. $25000

Discover IT $18000

Nordstrom V.S. $15000

USAA 1.5% Cash Rewards $19000

CO Union Plus $500

Camping World $20450

Fidelity VS $25000

PP Extras $20000

Wal Mart Mastercard $8000

Local CU Visa Platinum $4000

PNC Cash Rewards Visa $17000

Sofi 2% Mastercard $8500

Apple Mastercard $4000

Upgrade Visa 1.5% CB LOC $35000 @ 9.97%

BUSINESS

FNBO Business Edition $6000

AMEX Simply Cash+ $9000

AMEX Blue Business + $9000

AMEX Marriott Bonvoy Business $6000

Chase Ink Cash $7000

Rewards Pts.-Miles: UR-MR-TYP-Venture

Message 5 of 12

I applied online last night and recon today.

Message 6 of 12

the problem with the lowes card you can either take the 5% or take the 84months they will not let you take both

Message 7 of 12

Congrats! I did the same thing today. Offered $700.00, recon'd. Asked for 10k, they gave me $6000.00. I was happy...

EQ-FICO = 685 (12/12/2013) | TU-FICO = 674 (12/12/2013) | EX-FICO = 681 (12/12/2013)

Message 8 of 12

I know you can't do both 84 Months and 5%.

5% is good for everyday shopping.

Message 9 of 12

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

USAA Rate Advantage Visa $20,500 @12.90%

USAA Platinum Visa $16,000 @18.90%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

AMEX HHilton Honors $25,000 @ 11.24%

Message 10 of 12