Approved for the Bestbuy store Card

Gators1990 · ‎05-26-2014

Today I was approved for the Best Buy store card with a limit of $1,000. I was wondering if this is better than the best buy card with the master card logo? does this card have an annual fee?

Starting Score: 550
Current Score: 632
Goal Score: 720
eq-600 tu-608 ex-614

Anonymous · ‎05-26-2014

Congrats! Enjoy your new electronics.

coldnmn · ‎05-26-2014

Congrats! Thanks for sharing.

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ecxpa · ‎05-26-2014

@Gators1990 wrote:
Today I was approved for the Best Buy store card with a limit of $1,000. I was wondering if this is better than the best buy card with the master card logo? does this card have an annual fee?

@Anonymous mastercard version can be used anywhere mastercard is accepted; the store card can only be used @ Best Buy........so for ME the mastercard version would have been better.

KneelBeforeZod · ‎05-26-2014

Congrats and thanks for sharing! I would recommend PIF when you can. The interest can be a kick to the stomach if your balance gets high!

Current Scores (Dec 20, 2015) - EQ=719 EX=739 TU=740

CreditHealthy · ‎05-26-2014

Good morning, I think the card with the MasterCard logo would be the better card because you can use it anywhere!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013

baller4life · ‎05-26-2014

Congrats! MC definitely better.

gdale6 · ‎05-26-2014

Your TOC should tell you if it has an AF, grats on your new card

Tony275 · ‎05-27-2014

Worked at Best Buy for five years and never had a store card with an AF, unless you were on the "Plan B Account" but they would've notified you if that were the case.

Some of the MyBestBuy Mastercards used to have AFs, but again, they would've made it very clear upon approval for you.

The store card will grow, slowly, but it will grow! Unfortunately, since being sold to Citi bank, Best Buy doesn't run the 36 months 0% interest anymore, seems like 12 months is the most I see anymore!!

-Wade- · ‎05-27-2014

@Gators1990 wrote:
Today I was approved for the Best Buy store card with a limit of $1,000. I was wondering if this is better than the best buy card with the master card logo? does this card have an annual fee?

Congrats on your approval

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