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Established Contributor
CribDuchess
Posts: 629
Registered: ‎09-12-2011
0

Auto-CLI from US Bank!!!

Checked the mail tonight and found a letter from US Bank letting me know they increased my credit limit to $20,000 on my Cash+ card!!!  The letter was dated April 24th and apparently it was delivered to the wrong address initially, but finally found its way to my mail box.

 

It's been ages since I've received AUTO-LUV from any of my creditors!!  I must be dreaming, someone pinch me!!  :smileylol: 

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $15K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Valued Contributor
dodgerslv
Posts: 1,759
Registered: ‎06-16-2012
0

Re: Auto-CLI from US Bank!!!


CribDuchess wrote:

Checked the mail tonight and found a letter from US Bank letting me know they increased my credit limit to $20,000 on my Cash+ card!!!  The letter was dated April 24th and apparently it was delivered to the wrong address initially, but finally found its way to my mail box.

 

It's been ages since I've received AUTO-LUV from any of my creditors!!  I must be dreaming, someone pinch me!!  :smileylol: 


Awesome and Congrats!!!


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Super Contributor
longtimelurker
Posts: 6,472
Registered: ‎04-22-2013
0

Re: Auto-CLI from US Bank!!!

Congrats, especially as today I was told:

 

We understand that you are questioning if the credit limit on your account will automatically be increased. Unfortunately, U.S. Bank no longer increases credit limits automatically.

 

So the usual inconsistencies!

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi Double Cash, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 848 (Sep)
Frequent Contributor
Scuba
Posts: 455
Registered: ‎06-08-2008
0

Re: Auto-CLI from US Bank!!!

WOW look @ your scores they should give you $40,000.
Established Contributor
CribDuchess
Posts: 629
Registered: ‎09-12-2011
0

Re: Auto-CLI from US Bank!!!


dodgerslv wrote:

CribDuchess wrote:

Checked the mail tonight and found a letter from US Bank letting me know they increased my credit limit to $20,000 on my Cash+ card!!!  The letter was dated April 24th and apparently it was delivered to the wrong address initially, but finally found its way to my mail box.

 

It's been ages since I've received AUTO-LUV from any of my creditors!!  I must be dreaming, someone pinch me!!  :smileylol: 


Awesome and Congrats!!!


Thank you!!

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $15K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
CribDuchess
Posts: 629
Registered: ‎09-12-2011
0

Re: Auto-CLI from US Bank!!!


longtimelurker wrote:

Congrats, especially as today I was told:

 

We understand that you are questioning if the credit limit on your account will automatically be increased. Unfortunately, U.S. Bank no longer increases credit limits automatically.

 

So the usual inconsistencies!


Thank you!  Yes, I agree, that is a bit odd?  Maybe the CSR who said that is a bit misinformed?  I'd hate to think they just changed their policies this week!  Too many changes with them lately.....:smileysad:

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $15K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
CribDuchess
Posts: 629
Registered: ‎09-12-2011
0

Re: Auto-CLI from US Bank!!!


Scuba wrote:
WOW look @ your scores they should give you $40,000.

 

*giggle*  Scuba, I wish you worked for US Bank in the underwriting/credit department!!  You are too kind!!  :smileyhappy:

 
FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $15K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Community Leader
Senior Contributor
myjourney
Posts: 26,096
Registered: ‎02-07-2013
0

Re: Auto-CLI from US Bank!!!

Pinch pinch....... Ouch

It's true your not dreaming 

Congrats 

"Intelligence plus character--that is the goal of true education"
Last app 6/6/13 New GC trinket 9/6/14


Established Contributor
CribDuchess
Posts: 629
Registered: ‎09-12-2011
0

Re: Auto-CLI from US Bank!!!


myjourney wrote:

Pinch pinch....... Ouch

It's true your not dreaming 

Congrats 


Thanks myjourney!!

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $15K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Valued Contributor
kevinjjc
Posts: 1,314
Registered: ‎01-14-2009
0

Re: Auto-CLI from US Bank!!!

Congrats!! 20k is sweet!! What was your credit limit before?

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