Reply
Valued Member
mpswirl
Posts: 49
Registered: ‎10-18-2012

B of A Americard CLI

Went from $600 to $2500.......tried for $5k but they countered for $2500. Better to shoot high then too low :smileyhappy:

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: B of A Americard CLI

Congrats -- nice increase! :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Regular Contributor
Tryon2improve
Posts: 201
Registered: ‎12-04-2011

Re: B of A Americard CLI

Congrats!



Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: B of A Americard CLI

Nice increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Contributor
lylesvegas
Posts: 80
Registered: ‎11-21-2012

Re: B of A Americard CLI

Something is better than nothing right ! Congrats!!
Started Gardening Thanksgiving Day 2012 !!

Wells Fargo Cash Rewards / Discover More/ Barclaycard Rewards / Cap One Platinum / Cap One Cash card/ PayPal Smart Connect
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: B of A Americard CLI

Out of curiosity, how long have you had the card before asking for an increase?


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011

Re: B of A Americard CLI

Indeed, I have the same question.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012

Re: B of A Americard CLI

Congrats to you!

Frequent Contributor
kimmiller112
Posts: 465
Registered: ‎04-09-2012

Re: B of A Americard CLI

If you don't mind, can you tell me  a little more about your credit profile, like if you have any baddies and how many inquiries you have, and how long your account has been open with them?   

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $5000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011

Re: B of A Americard CLI

Congrats!!!

 

My Cashrewards card also increased from $500 to $3000 earlier this month!!! I had the card for about an year!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+