BAXTER CLI!!!!!

[jatneal]

I am so excited.  I put myself on a plan to pay down all of my credit card balances.  I started off with pretty small limits as follows

Baxter Credit Union-Cash Back $500

Barclay NFL Card-$500

Discover- $1500

Paypal smart connect $400

Walmart $150

Target $200

My Paypal auto increased to $800 after having it only 3 months.  Today I called my credit union to ask for a credit increase.  It sucks because they never do auto increases and its a hard pull each time you request an increase....I wanted to ask for $5000, but got nervous once I got someone on the phone and only asked for $3000. She said they would call me tomorrow if I was approved.  Just checked my account and APPROVED.  I am so estatic!!!!

This is coming from someone who couldnt get a loan for a stick of gum last year...I am gardening now for the next year.  Just wanted to share my good news....thanks everyone for all of the motivation you have given me

[TiggerDat]

---

@jatneal wrote:

I am so excited.  I put myself on a plan to pay down all of my credit card balances.  I started off with pretty small limits as follows

Baxter Credit Union-Cash Back $500

Barclay NFL Card-$500

Discover- $1500

Paypal smart connect $400

Walmart $150

Target $200

My Paypal auto increased to $800 after having it only 3 months.  Today I called my credit union to ask for a credit increase.  It sucks because they never do auto increases and its a hard pull each time you request an increase....I wanted to ask for $5000, but got nervous once I got someone on the phone and only asked for $3000. She said they would call me tomorrow if I was approved.  Just checked my account and APPROVED.  I am so estatic!!!!

This is coming from someone who couldnt get a loan for a stick of gum last year...I am gardening now for the next year.  Just wanted to share my good news....thanks everyone for all of the motivation you have given me

---

Congrats.  I just found out that my PayPal account also doubled after 3 months.  It is now my 2nd highest limit.  I remember the days when I couldn't get a limit over $500.  (Oh wait that was because the cards were from Capone.)

[jatneal]

How funny Cap One wouldn't even give me a card.  Atleast they took a chance with you

[youngandcreditwrthy]

CONGRATS on the CLI! That's a nice one!!
I remember thinking I sucked bc C1 would never cli me
Lol
Nah, they treat everyone that way! Hah

[Epcot]

That's great, Congrats!

[jatneal]

Thank you.  It feels really good to have a limit that high!

On the other hand, I tried for a cli on my barclays card and walmart card and was denied for both.  Do they do recon on cli's? Ive had both cards since January.