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BCP Approved

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hacsx2
New Contributor

BCP Approved

First of all I want to thank everyone on this board for all the wonderful information that has help me over the years.

This forum has helped me from 550 to the current 700+ as i am today.

 After 2.5 years in the garden I could not resist myself today and apped for BCP.  My heart was pounding as I fill out the app form and click ok.  To my relieve at the end I was approved.  It did not say what the amount.  It however asked me if I want the card number now so I did and it said that i have temp limit of $500 then full limit of $2000.

 

I know I should have waited since I paid off my balance and it has not been reported yet.  I tried my hardest to wait until the end of the month for new balance to be posted.  But I caved in today.

 

I will update on the HP result.  I just refreshed my EX report and it showed AMEX INQ.

I was hoping for higher CL.  But then it was me that jump the gun and app.  At least I am in the door.

Now I can wait for my real app spree next month. when I zero my UTL.

 

 

EX: 747 (12/27) EQ:716 (11/6) TU: 703 (11/6) CK: 735
CC:
CSP $5000; BOA Rewards: $5000; Citi Platinum: $2600; UNFCU $500; BCP $6000; Wells Fargo reward $10k; Line of credit $10k ; Discover IT $7500; BML$1000; Citi TYP $5000; Chase Freedom $4000
Message 1 of 11
10 REPLIES 10
coldnmn
Mega Contributor

Re: BCP Approved

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 11
alvon123
Super Contributor

Re: BCP Approved

congrats


Message 3 of 11
myjourney
Super Contributor

Re: BCP Approved

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 11
goal_digger
Regular Contributor

Re: BCP Approved

Congrats! I absolutely love this card Smiley Happy

In order of approval...
Fico Scores: EX 721 | EQ 723 | TU 719
Goals: Reduce util, obtain soft-pull CLIs and 720 across the board.
Message 5 of 11
B335is
Moderator Emeritus

Re: BCP Approved

Congrats, BCE seems to get all of the press, but BCP is the superior card!

Message 6 of 11
SpeeDj
Regular Contributor

Re: BCP Approved

It's a great looking card, congrats on scoring such a sweet card.

 

JP


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

Take the myFICO Fitness Challenge
Message 7 of 11
yudeology101
Senior Contributor

Re: BCP Approved

Congrats, OP!  Welcome to the AMEX family, treat the card well and it'll treat you right in 61days Smiley Wink and on.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 11
uswala
Senior Contributor

Re: BCP Approved

Congrats

Message 9 of 11
cheychey99
New Contributor

Re: BCP Approved

Congrats! It feels so good to see your hard work start to pay off.
Message 10 of 11
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