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Barclay Ring and WF rewards

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JWest
Regular Contributor

Barclay Ring and WF rewards

I just got these two cards and was wondering if anyone had any reviews of these two cards but more so the ring?

Message 1 of 10
9 REPLIES 9
coldnmn
Mega Contributor

Re: Barclay Ring and WF rewards

Congrats! The Barclay Ring is 8% no frills card if treated right has a good chance of a CLI every 6 months. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
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alvon123
Super Contributor

Re: Barclay Ring and WF rewards

congrats


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Anonymous
Not applicable

Re: Barclay Ring and WF rewards

Congrats!
Message 4 of 10
baller4life
Super Contributor

Re: Barclay Ring and WF rewards

I just got the Ring and love it so far. I think it is one of Barclays best cards. I received a low limit but I am confident it will grow over time. With a $1 cash advance fee, it's like having a LOC in your back pocket. Smiley Wink With an 8% APR, it's hard to beat.

Message 5 of 10
One7
Valued Contributor

Re: Barclay Ring and WF rewards


@baller4life wrote:

I just got the Ring and love it so far. I think it is one of Barclays best cards. I received a low limit but I am confident it will grow over time. With a $1 cash advance fee, it's like having a LOC in your back pocket. Smiley Wink With an 8% April, it's hard to beat.


+1

 

I want this card but don't need it just yet. Maybe in January I'll go for it

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 6 of 10
Burned2manybridgesB4
Valued Contributor

Re: Barclay Ring and WF rewards

Change in Terms Back in February, Barclaycard Ring card members voted on their cash advance and foreign transaction fees. By the narrowest of margins the community voted to change the Foreign Transaction Fee from 1% to 0% and, at the same time, change the Cash Advance Fee from $1 to $3 per transaction. I'm here to tell you that these changes, and some others are on the horizon. Keep in mind that not all of you will experience the additional changes below. I'll explain why in a bit. First here is a list of the changes that will become effective for some Barclaycard Ring cardmembers in late July...
Message 7 of 10
FlawlessShineAutoSpa
Established Contributor

Re: Barclay Ring and WF rewards

coldnmn- What is your UTL on your Barclay Ring? I've had my Barclay Rewards MC for about 2 months.. I've been leaving a 0 balance.. Just wondering if I'm using the card the right way to get higher points on my FICO score? Or should I carry over a balance? I've read that Barclay has a certain criteria on how they want their card used. I'm hoping to get a auto CLI when my 6th statement cuts... Your insight would be greatly appreciated! Continue your Success in The World of Credit Cards!

American Express Blue Cash Everyday $2000 •• Cap1 Venture One $10K
Barclaycard Rewards Mastercard $1500 •• Chase Freedom Visa $3500
Cap 1 Quicksilver Visa $5000 •• Cap 1 Quicksilver Mastecard $2000
Syncrhrony $1500 •• Citi Double Cash $1700 •• Cap1 Spark Classic $2000
Credit One Visa $500



Message 8 of 10
Tony275
Valued Contributor

Re: Barclay Ring and WF rewards

Congrats! 8% is hard to beat!

Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 9 of 10
-Wade-
Valued Contributor

Re: Barclay Ring and WF rewards


@JWest wrote:

I just got these two cards and was wondering if anyone had any reviews of these two cards but more so the ring?


Congrats on your new cards Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
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