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Established Contributor
masscredit
Posts: 682
Registered: ‎07-17-2012

Barclay's usage results in a healthy auto-CLI!

I mentioned in one of the other threads that I was expecting an auto-CLI from Barclay's anyday now. Well... that day was today! Just logged into my account for the forth or fift time today (not that I keep track of them or anything) and saw that my CL had jumped up by $3000. Went from $5500. to $8500.  I usually put $500. - $2000. on it most months and I've used the balance transfer checks once in awhile. I also make multiple payments each month. This month totalled close to $3k. I guess they do reward heavy usage. My increase history with them is -

 

Opened account - 8/20/12 - $1300. (reconned to $2000). - 5/2/13 - $3700. (auto-CLI) - 10/24/13 - $5500. (auto-CLI) - 4/24/14 - $8500.(auto-CLI)

 

The first increase was after 9 months, next one was after 5 months and then 6 months after that. 

 

If anyone has a long history with them, should this keep going or will the auto-increases stop at some point? 

 

Oh, and I was hoping to get to $7500. with this increase. Made my night! :smileyhappy: 


|****$6000****|****$6000*****|****$4500*****|****$2500****|****$1600****|****$3000****|******$750******|*****$700*****|
EX - 651 (MyFico 06/05/14) TU - 656 (Barclay 07/07/14 ) EQ 04 - 699 (DCU -06/26/14) EQ 08 - 683 (MyFico -06/06/14) 1% Utilization
Senior Contributor
yudeology101
Posts: 4,584
Registered: ‎06-21-2012

Re: Barclay's usage results in a healthy auto-CLI!

WTG very nicel! Congrats on your CLI, that's a great bump. :smileywink:  You may want to put this info on MJ's active Barclays thread for data points:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CC-let-s-put-our-heads-together/m-p/2297693/hig...

JPM Ritz Carlton $8k I UMP Club $8k I CSP $5k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $3.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | TJX $1.55k | +6more
Scores: EQ:660 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *6-20-14*
Overall UTIL: 14% *Gardening Since: 5/10/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Senior Contributor
Wanderer
Posts: 3,057
Registered: ‎10-03-2008

Re: Barclay's usage results in a healthy auto-CLI!

Congrats!
Regular Contributor
sdwalt
Posts: 140
Registered: ‎10-20-2013

Re: Barclay's usage results in a healthy auto-CLI!

[ Edited ]

Nice job, I use the reward Mastercard all the time, so we will see if I do as well as you have next month when my first six months is up.

Mega Contributor
coldnmn
Posts: 11,003
Registered: ‎08-08-2011

Re: Barclay's usage results in a healthy auto-CLI!

Congrats! Thanks for sharing.

 

 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
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Valued Contributor
alvon123
Posts: 5,484
Registered: ‎09-24-2013

Re: Barclay's usage results in a healthy auto-CLI!

congrats

Mouse cursor over cards to see limits
New Contributor
changingmantra2
Posts: 118
Registered: ‎04-13-2014

Re: Barclay's usage results in a healthy auto-CLI!


masscredit wrote:

I mentioned in one of the other threads that I was expecting an auto-CLI from Barclay's anyday now. Well... that day was today! Just logged into my account for the forth or fift time today (not that I keep track of them or anything) and saw that my CL had jumped up by $3000. Went from $5500. to $8500.  I usually put $500. - $2000. on it most months and I've used the balance transfer checks once in awhile. I also make multiple payments each month. This month totalled close to $3k. I guess they do reward heavy usage. My increase history with them is -

 

Opened account - 8/20/12 - $1300. (reconned to $2000). - 5/2/13 - $3700. (auto-CLI) - 10/24/13 - $5500. (auto-CLI) - 4/24/14 - $8500.(auto-CLI)

 

The first increase was after 9 months, next one was after 5 months and then 6 months after that. 

 

If anyone has a long history with them, should this keep going or will the auto-increases stop at some point? 

 

Oh, and I was hoping to get to $7500. with this increase. Made my night! :smileyhappy: 


Congratulations - My history is not very long - just over two years -  I have received an auto CLI on my cards every 6 months thus far. 

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou
Frequent Contributor
DrZoidberg
Posts: 421
Registered: ‎04-03-2014

Re: Barclay's usage results in a healthy auto-CLI!

With that kind of usage you should think about PCing to a rewards card.

Established Contributor
masscredit
Posts: 682
Registered: ‎07-17-2012

Re: Barclay's usage results in a healthy auto-CLI!


DrZoiberg wrote:

With that kind of usage you should think about PCing to a rewards card.


I have a pile of "pre-selected" Rewards Card applications from Barclay's. I've been receiving one every week or two lately. Thinking about taking them up on their offer to see what I get.  I read something about them matching credit lines if a person has another one of their cards. Don't know if that is the case all of the time.


|****$6000****|****$6000*****|****$4500*****|****$2500****|****$1600****|****$3000****|******$750******|*****$700*****|
EX - 651 (MyFico 06/05/14) TU - 656 (Barclay 07/07/14 ) EQ 04 - 699 (DCU -06/26/14) EQ 08 - 683 (MyFico -06/06/14) 1% Utilization
Valued Contributor
BigBS
Posts: 2,169
Registered: ‎02-18-2014

Re: Barclay's usage results in a healthy auto-CLI!

Congrats on the CLI!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA Better Balance Rewards VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | Citi TY Pref WMC - $21.9K | Coldwater Creek MC - $15K | DISCOVER it - $11.5K | FIA AMEX - $16K | GECRB/HH Gregg - $10K | LMCU Prime Platinum VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ (Chip & Pin) - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K | Vitacost MC - $15K Last HP 12 Jun 14 - Gardening into 2015.

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