Reply
Valued Contributor
mxp114
Posts: 1,356
Registered: ‎09-01-2011

Barclaycard Arrival Approval!

I just applied with the 40,000 miles offer and was instantly approved. They pulled TU. Now I'm semi-regretting it. I don't need it and now wonder how bad it will drop my score. I considered closing but expect they will report the acct and it might be a battle to have them delete it. I should be happy but feeling annoyed that I applied. Anyway I did get 14.99% APR, which is high.

 

CHECK APPLICATION STATUS

              Congratulations! On 04/03/2013 you were approved for the             Barclaycard Arrival MasterCard                                                with a Revolving Credit Line of            $25,000.00                                     
Frequent Contributor
LisaJ
Posts: 390
Registered: ‎11-06-2008

Re: Barclaycard Arrival Approval!

I'm not sure whether to say congrats or not, but that's a nice CL!
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Moderator
09Lexie
Posts: 24,400
Registered: ‎09-13-2012

Re: Barclaycard Arrival Approval!

Valued Contributor
daybreakgonesXe
Posts: 1,652
Registered: ‎11-17-2012

Re: Barclaycard Arrival Approval!


mxp114 wrote:

I just applied with the 40,000 miles offer and was instantly approved. They pulled TU. Now I'm semi-regretting it. I don't need it and now wonder how bad it will drop my score. I considered closing but expect they will report the acct and it might be a battle to have them delete it. I should be happy but feeling annoyed that I applied. Anyway I did get 14.99% APR, which is high.

 

CHECK APPLICATION STATUS

              Congratulations! On 04/03/2013 you were approved for the             Barclaycard Arrival MasterCard                                                with a Revolving Credit Line of            $25,000.00                                     

mxp, plan on applying for a loan in the next 6-12 months? If not, then CONGRATS, enjoy your 40,000 miles, and enjoy that $25,000 limit! It's right up there with your other limits :smileyhappy: remember, score drops are only temporary! It'll shoot right back up in no time!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 737 TU FICO 746 Credit Karma (TU) 780 Transrisk 816/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: Barclaycard Arrival Approval!

Talking of other limits,  mxp, what is special about the HSBC card with $1.5K?  Looks out of place with the other cards!

Valued Contributor
mxp114
Posts: 1,356
Registered: ‎09-01-2011

Re: Barclaycard Arrival Approval!


daybreakgonesXe wrote:

mxp, plan on applying for a loan in the next 6-12 months? If not, then CONGRATS, enjoy your 40,000 miles, and enjoy that $25,000 limit! It's right up there with your other limits :smileyhappy: remember, score drops are only temporary! It'll shoot right back up in no time!


Thanks, I just regret it now but I guess I better enjoy it since closing is not truly an option. I do want one other card, the United Explorer so might just app for that today or soon.

 


bs6054 wrote:

Talking of other limits,  mxp, what is special about the HSBC card with $1.5K?  Looks out of place with the other cards!


It's one of my oldest cards I have so have kept it. It doesn't grow, the last time was a $200 increase a few months ago. Still waiting for EO to decide on CLI.

Established Contributor
colindidit
Posts: 665
Registered: ‎11-13-2012

Re: Barclaycard Arrival Approval!

I'd be ecstatic with that CL lol
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Established Contributor
sccredit
Posts: 771
Registered: ‎09-14-2012

Re: Barclaycard Arrival Approval!


mxp114 wrote:

bs6054 wrote:

Talking of other limits,  mxp, what is special about the HSBC card with $1.5K?  Looks out of place with the other cards!


It's one of my oldest cards I have so have kept it. It doesn't grow, the last time was a $200 increase a few months ago. Still waiting for EO to decide on CLI.


They would be hard pressed to come up with a realistic reason to not increase it!

Mortgage $296k/$310k
Autos Loans $29k
Unsecured Lines $157.2k

Discover FICO 757
DCU FICO 744

Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013

Re: Barclaycard Arrival Approval!

congrats! that's one nice cl! :smileyhappy:



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Barclaycard Arrival Approval!

That's a great CL, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+