As many of you know, I went on a app spree on Friday. My CU denied me a CC and Discover It was approved for $1000. I tried for the Barclays rewards card and got the 30 day message. I was just going to wait it out but many of you told me to call the recon dept on Monday. I just called them and the rep told me my app was declined but right after that she said that she would like to ask me some questions to see if she can approve me today. She asked me why I filed BK in 2003 and what do I plan to use the card for. She came back with an approval for $2500!!!! Woooo hooo! My total credit limit has officially exceeded $10K. I now have $10,600 in available credit. She said my card will arrive in 7-10 business days!!
Barclays recon is the easiest!!! I didn't even have to ask!!! Phenomenal! Thanks Everyone for the great advice. Now I am officially in the garden again with no pending apps.
Now I have 6 CCs to happily garden.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13!
Last App: 4/5/13 Gardening until July 2014