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Barclays CLI 5 1/2 Month-And A Question?

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texasman07
Established Contributor

Barclays CLI 5 1/2 Month-And A Question?

Hey guys I thought I would share my Barclay's story.  I finally got approved in July 2013.  I used it heavy the first two months. Then the balance report. At month 4 I paid off the balance. I also made multiple small payments a month.  The 5th month hit on the 09th of December.  My credit line is only 500$ so I let 399.00 report on the last statement.  Today I log in and i see my CL is now......2,0000$.  Thanks Barclays!!!

 

But....it doesnt reflect in my total available credit.  When I logged in the morning i was still at 500 ....tonight its 2,000. Does it take a day or so to reflect in my available credit?

Message 1 of 16
15 REPLIES 15
coldnmn
Mega Contributor

Re: Barclays CLI 5 1/2 Month-And A Question?

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 16
myjourney
Super Contributor

Re: Barclays CLI 5 1/2 Month-And A Question?


@texasman07 wrote:

Hey guys I thought I would share my Barclay's story.  I finally got approved in July 2013.  I used it heavy the first two months. Then the balance report. At month 4 I paid off the balance. I also made multiple small payments a month.  The 5th month hit on the 09th of December.  My credit line is only 500$ so I let 399.00 report on the last statement.  Today I log in and i see my CL is now......2,0000$.  Thanks Barclays!!!

 

But....it doesnt reflect in my total available credit.  When I logged in the morning i was still at 500 ....tonight its 2,000. Does it take a day or so to reflect in my available credit?


According to the Barclay thread you did it perfect and again Barclay pays off with a CLISmiley Wink

Congrats texasman07

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 16
FinStar
Moderator Emeritus

Re: Barclays CLI 5 1/2 Month-And A Question?


@texasman07 wrote:

Hey guys I thought I would share my Barclay's story.  I finally got approved in July 2013.  I used it heavy the first two months. Then the balance report. At month 4 I paid off the balance. I also made multiple small payments a month.  The 5th month hit on the 09th of December.  My credit line is only 500$ so I let 399.00 report on the last statement.  Today I log in and i see my CL is now......2,0000$.  Thanks Barclays!!!

 

But....it doesnt reflect in my total available credit.  When I logged in the morning i was still at 500 ....tonight its 2,000. Does it take a day or so to reflect in my available credit?


It can take up to 24 hours depending on any other activity that you may have on the account, such as pending payments or approved transactions in progress.

Message 4 of 16
gdale6
Moderator Emeritus

Re: Barclays CLI 5 1/2 Month-And A Question?

Nicely done, congrats Smiley Happy

Message 5 of 16
texasman07
Established Contributor

Re: Barclays CLI 5 1/2 Month-And A Question?

Thanks everyone.  Glad to know at least the Barclays Road Map pays off.  I also recieved a Wells Fargo card and My upgrade Sams discover AFTER i was approved for the Barclays Rewards card.  I was on pins and needles hoping they wouldn't close my account.  

Message 6 of 16
djc1puno
Valued Contributor

Re: Barclays CLI 5 1/2 Month-And A Question?

congrats op on the CLI Smiley Happy and yes, it can take a day or 2 Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 7 of 16
alvon123
Super Contributor

Re: Barclays CLI 5 1/2 Month-And A Question?

congrats


Message 8 of 16
robbulous
Regular Contributor

Re: Barclays CLI 5 1/2 Month-And A Question?

Congrats on your CLI! What is this Barclay thread you guys speak of?

 

I'm about to hit my 6th statement with Barclays and am hoping for a CLI. My balance now is $400, limit is $1000. I was going to pay it off tomorrow before the statement cuts. Is this what I should do?


NPSL.................$30,000............$28,000.............$20,500............$28,000............$80,000............$19,000............$21,300..............$20,500
Current FICO Score Across All 3: 770+..... GOAL: 800+ Current Utilization: 5%....... Infiniti Financial Auto Loan at 1.9%
Message 9 of 16
myjourney
Super Contributor

Re: Barclays CLI 5 1/2 Month-And A Question?


@robbulous wrote:

Congrats on your CLI! What is this Barclay thread you guys speak of?

 

I'm about to hit my 6th statement with Barclays and am hoping for a CLI. My balance now is $400, limit is $1000. I was going to pay it off tomorrow before the statement cuts. Is this what I should do?


http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CC-let-s-put-our-heads-together/m-p/2297693#M64...

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 16
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