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Barclays CLI!

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spengbab
Regular Contributor

Barclays CLI!

I have their Apple Financing card.

They gave me a nice bump from $1400 to $2100. Then a few hours later they send me an email saying they are offering me the apple promo again.

 

Silly Barclays Smiley Happy I don't fall for that trap so easily... but it is very tempting.

 

I've reached the 7 month mark with them and before I got my mac last month I was PIF (charging around 300-400 a month), some heavy util on my cards and something like 6 inquiries... I've gotten 4 cards since I opened my Barclays. Looks like they like me paying my bills on time Smiley Tongue

 

Now my goal is to get around 10% util and get their Barclaycard Ring...

Barclaycard Apple Financing (2100), Discover More (2500), US Bank Visa Platinum (2000), CFNA (2200), Chase Freedom (500), Capital One (1500), HSBC Platinum Master Card (750), Nebraska Furniture Mart (1000)
Message 1 of 23
22 REPLIES 22
youngandcreditwrthy
Senior Contributor

Re: Barclays CLI!

Hmmm that's awesome! I always hear that they are inquiry/new account sensitive, but as you said...as long as we pay our bills, maybe it doesn't matter so much!:-) I've opened like two accounts since I got my Travelocity Amex and have been a little concerned about AA. Hoping for a CLI at the six month mark!:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 23
spengbab
Regular Contributor

Re: Barclays CLI!

I think as long as you can show you have the ability to pay you are fine. I had that, and I finished my car loan (which had 1x 30 day late on it) so maybe they see me less of a risk now Smiley Tongue I will definitely use all of this credit and move it towards the ring though...

Barclaycard Apple Financing (2100), Discover More (2500), US Bank Visa Platinum (2000), CFNA (2200), Chase Freedom (500), Capital One (1500), HSBC Platinum Master Card (750), Nebraska Furniture Mart (1000)
Message 3 of 23
LS2982
Mega Contributor

Re: Barclays CLI!

CONGRATS!!!

 

I think their AA on new accounts is a little overblown, there has to be other factors (high util, baddies, etc) along with new accounts to spook them.




EQ FICO 548 3/3/16
Message 4 of 23
Sweets8E
Frequent Contributor

Re: Barclays CLI!

Congrats on the increase. They bumped me up to $1680 from $1300 today. I'm happy with that. I didn't expect them to give me anything to be honest.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


Take the FICO Fitness Challenge
Message 5 of 23
Anonymous
Not applicable

Re: Barclays CLI!

I was approved for $1300.00. Called about a week after receiving the card and asked if they could bump me up a little. They moved me up to $2k.   

Message 6 of 23
ccb2115
Frequent Contributor

Re: Barclays CLI!

Congrats! At the beginning of last month, I reiceved an auto bump from 500 to 1,200. I called back yesterday to see if they could match my last Discover CL (It's 5k now, but still reporting as 3k). They bumped me from 1,200 to 3,000 with a HP. I don't mind though. 



Scores: EX: 793 EQ: 804 TU: 801
Message 7 of 23
welchw1971
Established Member

Re: Barclays CLI!

Just logged in to check my balance and noticed a cli from 1200 to 2400. Exactly 6 mos from account opening!!! Loving Barclays atm.

Message 8 of 23
Epcot
Valued Contributor

Re: Barclays CLI!

Welcome to the forums welchw1971! Congrats on the CLI.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 9 of 23
youngandcreditwrthy
Senior Contributor

Re: Barclays CLI!

Nice!!!! They denied my cli after my sixth statement... But offered me 3.99% til 07/13 lol.. They are silly!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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