Benefits of having chase bank account with freedom?

[Mellon]

i wish i lived in their service area for the checking account.....luckily BOA offers the same type of deal

[lonno925]

Yea pulled the trigger a bit ago and got the card. 1500 limit with 22.99% apr which is a bit disapointing. anyone think i could get the apr lowered if i called up id like a limit increase but i got an 8000 discover last month which is why i am guessing lower limit but i want to gas bonus till march. I am hoping i can sign up on the phone for checking account cause the online site says it isn't in my area but i have seen stories of people being able to online. WIsh me luck else it was all in vain and my dream of free flights from freedom and csp will be down the drain.

[09Lexie]

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@lonno925 wrote:

Yea pulled the trigger a bit ago and got the card. 1500 limit with 22.99% apr which is a bit disapointing. anyone think i could get the apr lowered if i called up id like a limit increase but i got an 8000 discover last month which is why i am guessing lower limit but i want to gas bonus till march. I am hoping i can sign up on the phone for checking account cause the online site says it isn't in my area but i have seen stories of people being able to online. WIsh me luck else it was all in vain and my dream of free flights from freedom and csp will be down the drain.

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Congrats on the approval.  However, your chances of getting the APR reduced are slim with Chase.  They pretty much don't budge on reducing the rate. 

Good luck if you try. 

[efranklin23]

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@Mellon wrote:

i wish i lived in their service area for the checking account.....luckily BOA offers the same type of deal

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+1