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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Best Buy CLI

Have the store card.

Went from 1,300 to 4,000. Cost a HP on EQ but that CLI was worth the HP.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Best Buy CLI

Congrats

Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012

Re: Best Buy CLI

Congrats :smileyhappy:

Regular Contributor
669
Posts: 135
Registered: ‎02-09-2008

Re: Best Buy CLI

LS2982

 

Do you have the Store card or the MC

 

thanks

EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011

Re: Best Buy CLI

Congrats LS just remember to keep those cards SD'd for now lol...

ccpics2.jpg
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Best Buy CLI

That CLI was definitely worth a HP. Congrats! Was it HSBC or Capital One you dealt with?

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
mxp114
Posts: 1,350
Registered: ‎09-01-2011

Re: Best Buy CLI


Epcot wrote:
That CLI was definitely worth a HP. Congrats! Was it HSBC or Capital One you dealt with?

Capital One Card Services, formerly HSBC Bank Nevada, a division of Capital One Bank USA, NA. Basically still the same HSBC reps/policies as before. The systems aren't merged yet.

Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Best Buy CLI

That's where I am confused, why are some customer initiated CLI HP's while others such as the one I experienced recently was only a SP.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
creditnocash
Posts: 2,173
Registered: ‎07-23-2012

Re: Best Buy CLI


Epcot wrote:
That's where I am confused, why are some customer initiated CLI HP's while others such as the one I experienced recently was only a SP.

maybe the amount? 

talking to a live rep? 

 

when i did it back in jul it was a soft for me via the cli button on the website. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Frequent Contributor
LisaJ
Posts: 390
Registered: ‎11-06-2008

Re: Best Buy CLI

Just hit the luv button--increased from 4100 to 5600. Love all the info on this board. :smileyhappy:

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!


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