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Best Buy CLI

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LS2982
Mega Contributor

Best Buy CLI

Have the store card.

Went from 1,300 to 4,000. Cost a HP on EQ but that CLI was worth the HP.



EQ FICO 548 3/3/16
Message 1 of 23
22 REPLIES 22
Cadillac-XTS
Established Contributor

Re: Best Buy CLI

Congrats

Message 2 of 23
wallyworld123
Frequent Contributor

Re: Best Buy CLI

Congrats Smiley Happy

Message 3 of 23
669
Regular Contributor

Re: Best Buy CLI

LS2982

 

Do you have the Store card or the MC

 

thanks

EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
Message 4 of 23
beb86
Valued Contributor

Re: Best Buy CLI

Congrats LS just remember to keep those cards SD'd for now lol...

Message 5 of 23
Epcot
Valued Contributor

Re: Best Buy CLI

That CLI was definitely worth a HP. Congrats! Was it HSBC or Capital One you dealt with?

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 23
mxp114
Valued Contributor

Re: Best Buy CLI


@Epcot wrote:
That CLI was definitely worth a HP. Congrats! Was it HSBC or Capital One you dealt with?

Capital One Card Services, formerly HSBC Bank Nevada, a division of Capital One Bank USA, NA. Basically still the same HSBC reps/policies as before. The systems aren't merged yet.

Message 7 of 23
Epcot
Valued Contributor

Re: Best Buy CLI

That's where I am confused, why are some customer initiated CLI HP's while others such as the one I experienced recently was only a SP.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 8 of 23
creditnocash
Valued Contributor

Re: Best Buy CLI


@Epcot wrote:
That's where I am confused, why are some customer initiated CLI HP's while others such as the one I experienced recently was only a SP.

maybe the amount? 

talking to a live rep? 

 

when i did it back in jul it was a soft for me via the cli button on the website. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 9 of 23
LisaJ
Frequent Contributor

Re: Best Buy CLI

Just hit the luv button--increased from 4100 to 5600. Love all the info on this board. Smiley Happy

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Message 10 of 23
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