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Frequent Contributor
nuggets321
Posts: 344
Registered: ‎03-25-2011

Best Buy-Cap1 CLI

One day short of the one year mark .. hit the "luv button" and instant CLI from 1800 to 2700. (presently carrying a $900 balance) Better than expected thought I might get a measly 100 since Cap 1 took over.... pleasantly surprised :smileyhappy:

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4900CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase SlatE$4000/BofA2500/ToyotaRewardsVisa$6500
Valued Member
Nocturnal
Posts: 55
Registered: ‎09-29-2011

Re: Best Buy-Cap1 CLI

Any idea if that's a hard or soft pull when you hit that love button?

Gardening as of 02/24/2013
Frequent Contributor
nuggets321
Posts: 344
Registered: ‎03-25-2011

Re: Best Buy-Cap1 CLI

Everything I understand from this forum and my personal experience is taht it is a soft pull only. It never asked for permission to access my cr's and that seems to be the general consensus around here ..

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4900CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase SlatE$4000/BofA2500/ToyotaRewardsVisa$6500
Valued Contributor
Epcot
Posts: 2,783
Registered: ‎10-10-2012

Re: Best Buy-Cap1 CLI

Nice going, Congats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Member
shmacckk
Posts: 34
Registered: ‎01-16-2013

Re: Best Buy-Cap1 CLI

How long do you have to have the card before the luv button shows up?

 

I do not see that option when I log into my account. I have had the card for 3 months.

Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,268
Registered: ‎10-02-2012

Re: Best Buy-Cap1 CLI

Thats great!! currently my dad has requested a cli but has had a no go because his UTL is extremely HIGH so until then we shall see. but congrats on your CLI

Closing all of these credit card accounts once paid off for a fresh start.
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Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14

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