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Best Moday Ever!!!!

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doc101
Regular Contributor

Best Moday Ever!!!!

Just got home from work and while checking emails, I noticed a message from Cap1. After opening and reading, I  found that my CL was raised from $500 to $2,000 on my Quiksilver card. It says I was enrolled in the "Credit steps" program and had successfully maintained my account with on-time payments. I didn't even know that I was enrolled in this. I went to access my account online and sure enough, the CL was raised. I also got another shocker. My Visa card,which originally was from Orchard Bank and obtained thru the merger with Cap1, was raised from $300 to $750. I really don't know how to explain this, but I would have never been in this situation if it wasn't for this wonderful site and the knowledgeable people giving great advice.


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 1 of 11
10 REPLIES 10
-Wade-
Valued Contributor

Re: Best Moday Ever!!!!


@doc101 wrote:

Just got home from work and while checking emails, I noticed a message from Cap1. After opening and reading, I  found that my CL was raised from $500 to $2,000 on my Quiksilver card. It says I was enrolled in the "Credit steps" program and had successfully maintained my account with on-time payments. I didn't even know that I was enrolled in this. I went to access my account online and sure enough, the CL was raised. I also got another shocker. My Visa card,which originally was from Orchard Bank and obtained thru the merger with Cap1, was raised from $300 to $750. I really don't know how to explain this, but I would have never been in this situation if it wasn't for this wonderful site and the knowledgeable people giving great advice.


Congrats on a great Monday for you Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 11
coldnmn
Mega Contributor

Re: Best Moday Ever!!!!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 11
bobbay
Established Contributor

Re: Best Moday Ever!!!!

Congrats!  Nice bump.


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 4 of 11
gdale6
Moderator Emeritus

Re: Best Moday Ever!!!!


@doc101 wrote:

Just got home from work and while checking emails, I noticed a message from Cap1. After opening and reading, I  found that my CL was raised from $500 to $2,000 on my Quiksilver card. It says I was enrolled in the "Credit steps" program and had successfully maintained my account with on-time payments. I didn't even know that I was enrolled in this. I went to access my account online and sure enough, the CL was raised. I also got another shocker. My Visa card,which originally was from Orchard Bank and obtained thru the merger with Cap1, was raised from $300 to $750. I really don't know how to explain this, but I would have never been in this situation if it wasn't for this wonderful site and the knowledgeable people giving great advice.


Grats on your CLIs Smiley Happy

Message 5 of 11
peaceonearth
Established Contributor

Re: Best Moday Ever!!!!


@doc101 wrote:

Just got home from work and while checking emails, I noticed a message from Cap1. After opening and reading, I  found that my CL was raised from $500 to $2,000 on my Quiksilver card. It says I was enrolled in the "Credit steps" program and had successfully maintained my account with on-time payments. I didn't even know that I was enrolled in this. I went to access my account online and sure enough, the CL was raised. I also got another shocker. My Visa card,which originally was from Orchard Bank and obtained thru the merger with Cap1, was raised from $300 to $750. I really don't know how to explain this, but I would have never been in this situation if it wasn't for this wonderful site and the knowledgeable people giving great advice.


Felicitations.

I hope you'll get more Happy Mondays..

Message 6 of 11
tre_
Established Member

Re: Best Moday Ever!!!!

Congratulations!!! Those are the best types of CLI's..when tey are unexpected!

Message 7 of 11
BigBS
Senior Contributor

Re: Best Moday Ever!!!!

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 8 of 11
alvon123
Super Contributor

Re: Best Moday Ever!!!!

congrats


Message 9 of 11
bossladymom
Regular Contributor

Re: Best Moday Ever!!!!

Congrats!


Current score: 693 (Citibank) NFCU CashRewards $14,000/ BOA RC Visa $5,000/NavCheck $13,000/Home Depot $4,620/ AMEX Delta Gold $2,500/Citi $2,000/ Merrick Bank $1,200/ Macy's $1,200/Amazon $900/Capital One $450/Kohl's $700/RoomPlace $2,500/ Old Navy $200
Message 10 of 11
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