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CAP ONE CLI

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gtnitright
Regular Contributor

CAP ONE CLI

I contacted the EO on Monday to see about getting a CLI on my converted HSBC now Cap1 card. Although the increase is not what I requested I was still able to obtain a $300 increase which now brings my TL to $1000.

The young man was very nice advising me to try again in approx 6 months or when some major changes happen in my credit report.. ie: pay off a card or get balances really low. I can appreciate his honesty so I'm happy.
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 1 of 13
12 REPLIES 12
william23
Regular Contributor

Re: CAP ONE CLI

What is the EO number if you dont mind me asking? Can you PM me the details?

 

Message 2 of 13
gtnitright
Regular Contributor

Re: CAP ONE CLI

PM sent
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 3 of 13
azguy13
Senior Contributor

Re: CAP ONE CLI

Congrats on the CLI!

Message 4 of 13
09Lexie
Moderator Emerita

Re: CAP ONE CLI

Congratulations on the CLI! Hopefully, you'll see another CLI in 6 mos.
Message 5 of 13
myjourney
Super Contributor

Re: CAP ONE CLI

Congarts on the CLI 

Wait 6 months and try again 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 13
mandar13077
Established Member

Re: CAP ONE CLI

Do you know if it was a soft or hard pull? I have been trying to decide what to do with my old HSBC card and was thinking about a CLI.

Message 7 of 13
gtnitright
Regular Contributor

Re: CAP ONE CLI

It was a soft pull
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 8 of 13
Shock_
Frequent Contributor

Re: CAP ONE CLI

congrats OP!

 

im assuming you use your card heavily and never carry a balance??

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Message 9 of 13
gtnitright
Regular Contributor

Re: CAP ONE CLI

I do use the card heavily and carry a small balance since it's now the highest TL
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 10 of 13
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