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Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,257
Registered: ‎10-02-2012

CITI/Sears MasterCard $1k CLi Approved

My dad requested a cli on his Sears MC, since he reduced his balance from $3.8k to $888. His CL before was $4k, So he requsted a cli online entered his info. and decided to increase to $5k, $1k increase, didnt want to go big since his UTL is 49%, and didnt really expect to get approved, WELL after 30 mins he logged back into account and there it was $5k Credit Limit. Citi is pretty weird. 


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Valued Contributor
asphaltcowboy
Posts: 1,121
Registered: ‎02-03-2013

Re: CITI/Sears MasterCard $1k CLi Approved

Congrats to you dad!!




Starting Score TU 667 EQ 663 EX 655
Current Score TU 694 EQ 692 EX 696 Last Update 8/2013
Garden Club 04/10/2013 (Goal 2015 or Longer)




Valued Contributor
FocusedAndDetermined
Posts: 6,246
Registered: ‎01-05-2013

Re: CITI/Sears MasterCard $1k CLi Approved

Congrats to Dad!

Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,257
Registered: ‎10-02-2012

Re: CITI/Sears MasterCard $1k CLi Approved

Thanks! Best of all is that it was a SP, so anyhting is appreciuated when its a SP.


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Contributor
jwduke
Posts: 102
Registered: ‎01-14-2012

Re: CITI/Sears MasterCard $1k CLi Approved

I had a $250 CL, I had asked for a CLI to $5,000 (Expecting a HP!) so I received the standard message 7-10 days. So I checked back the next day & noticed my cCL had only increased to $500 :smileysad:... Well a month later (After I used a different CC to purchase a refrigerator), I now had a $5,250 CL....And believe it or not, a soft pull. Strange!



Starting Score: 675
Current Score: FICO- 765 (01/19/14)
Goal Score: 780+ All Three




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Moderator
09Lexie
Posts: 24,560
Registered: ‎09-13-2012

Re: CITI/Sears MasterCard $1k CLi Approved

Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,257
Registered: ‎10-02-2012

Re: CITI/Sears MasterCard $1k CLi Approved

Thanks everybody!


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14

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