05-27-2013 04:02 PM
My dad requested a cli on his Sears MC, since he reduced his balance from $3.8k to $888. His CL before was $4k, So he requsted a cli online entered his info. and decided to increase to $5k, $1k increase, didnt want to go big since his UTL is 49%, and didnt really expect to get approved, WELL after 30 mins he logged back into account and there it was $5k Credit Limit. Citi is pretty weird.
05-27-2013 06:36 PM
I had a $250 CL, I had asked for a CLI to $5,000 (Expecting a HP!) so I received the standard message 7-10 days. So I checked back the next day & noticed my cCL had only increased to $500 ... Well a month later (After I used a different CC to purchase a refrigerator), I now had a $5,250 CL....And believe it or not, a soft pull. Strange!
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