Posts: 99
Registered: ‎10-20-2012

CL Increase

[ Edited ]

i called couple credit card today

1:BOA from 3k3 request to 12K,they told me it will be HP. i said ok,2 mins later pretty nice lady came back and told me she can't approval for 12 K but 10k. ok i accept it ^_~

2:GE Samclubs store card from 1k4 request to 5K, they told me will SP. 2 mins come back for 4k2. ok i accept it.

3:US Bank i called credit under writting. they told me they can not approval my credit because to much inquiries. i told them all of them was for my car auto refinance. she checked then told me she re-submit back. it will take 2-4 business day. hopfully they will approval me.

* i hate citi bank, my credit limit with them 12k5. when i used citi up to 11k. then i paid down 7k and they droped my limit close to balance.i'll close citi bank credit card when US Bank approval me.i opened this card 2005 never late anything and used 20 K in years with this card.

Valued Contributor
Posts: 1,734
Registered: ‎08-13-2012

Re: CL Increase

Congrat Justin.......very nice long did you had your card ???is that first increase ???

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Regular Contributor
Posts: 105
Registered: ‎11-15-2011

Re: CL Increase


cc's copy
Posts: 9
Registered: ‎02-19-2012

Re: CL Increase

Nice congrats!

Valued Contributor
Posts: 2,777
Registered: ‎10-10-2012

Re: CL Increase

Congrats on the increases!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Regular Contributor
Posts: 178
Registered: ‎09-12-2012

Re: CL Increase


Posts: 99
Registered: ‎10-20-2012

Re: CL Increase

Yes this is my first CL increase. I got BOA 4 years and GE 2 years

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012

Re: CL Increase


Senior Contributor
Posts: 6,148
Registered: ‎08-16-2012

Re: CL Increase

Congrats! Citi sucks!
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